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Recently, the bank incident has aroused heated discussions among netizens. A woman sparked controversy at the bank over her inability to withdraw the deposits of her deceased loved ones. But the truth behind it is not so simple.
On social networks, a video attracted the attention of many netizens. The video shows a woman in a hoarse voice at the bank asking staff why they didn't withdraw money from her, and the situation is unusually chaotic. Upon investigation, it was learned that the funds the woman was trying to withdraw belonged to her deceased relatives. Due to the lack of passwords and other necessary documents, the bank followed its system and did not transfer the funds to her.
In fact, the bank is not trying to take possession of the money, but is operating according to the regulations. In order to ensure the safety of the customer's property, the bank stipulates that if the deceased customer's deposit needs to be withdrawn, the property notarization issued by the public security organ must be provided. This notarization is a legal document issued by the public security organ to prove the ownership of the property.
But the process is complex and involves multiple heirs. Under normal circumstances, the first heir should divide the estate equally, including spouse, children and parents. If there is a lack of a first heir, the second heir includes siblings and grandparents. Moreover, it takes a lot of time and money to complete the notarization of property.
Such a system has caused a series of problems due to its inadequacy. One notable case involved a woman claiming to withdraw her father's deposits. The bank confirmed her identity and transferred money to her, but her brother later came to demand the money, revealing a serious dispute between the two men over the distribution of property.
In order to avoid such situations, banks have gradually improved the relevant systems and strengthened the requirements for property withdrawal. Although this system may sometimes seem cumbersome, it ensures that people's rights are not violated.
Overall, when faced with the legacy of a deceased loved one, it is crucial to understand and follow the correct procedures. The notary procedure, although complicated, ensures the legal transfer of property and the rights and interests of people. It is expected that in the future, there will be a more complete and convenient system that will make it easier for people to deal with such problems.
What are your views and suggestions on this issue? We look forward to discussing with you in the comments section.
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