A house bought in 2016,
The first home is in ICBC,
Loan 390,000,
Interest rate 4.95%,
At that time, I didn't understand buying a house,
Select Yes to repay in equal amounts.
At present, 229,000 have been repaid,
Interest 122,000,
Not counting the 36,000 separate early repayments this year,
Otherwise, it would have only been more than 60,000 repaid,
The interest is double the principal.
I heard that mortgage interest rates have fallen,
Checked,
The interest rate is executed at 4.3%.
Less than 13 yuan a month,
Nothing useful.
Plan to repay 180,000 yuan in advance next year,
Reduce the mortgage to less than 100,000 yuan,
It's too much interest,
Not cost-effective,
If you have money, pay off your mortgage in advance!
There are too many text messages to remind you to pay off your mortgage every month,
People are bored.
Increases invisible pressure
What do you think?
#房贷利率晒一晒#
