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When using WeChat to transfer, this interface appears on your mobile phone
Be sure to be vigilant, explain that your current payment is at great risk, and the "15-minute cooling-off period" set by the payment platform is very critical!
▲Interception example 1
▲Interception example 2
The gullible seller pays for the goods first before the person disappears
Xiaofang, a college student in a certain place, is a "shopaholic", and she loves to watch shopping live broadcasts when she is idle on weekdays. Recently, Xiaofang took a fancy to a special item recommended by a streamer, but the product was sold out on all major shopping platforms, so Xiaofang joined the anchor's fan base and wanted to ask if it was still in stock.
After joining the group, the "administrator" in the group took the initiative to contact Xiaofang, saying that they had "stock" on hand and could sell it to Xiaofang at a "fan special price".
Xiaofang thought to herself, in this way, not only is the price cheaper and more cost-effective than the "live broadcast price", but she can also get the goods she wants as soon as possible, which is simply a big bargain, and she hurriedly transferred the payment to the other party.
In the process of transfer payment, the payment platform system popped up a relevant prompt "There is a risk of being scammed in this transaction", but Xiaofang did not care...
Unexpectedly, a few weeks later, Xiaofang, who was full of expectations, did not expect the goods, but only got a red exclamation point representing being blacked out by the other party.
At this time, Xiaofang understood that the so-called "low-price discount" and "spot second delivery" were just bait for scammers to fool themselves into paying for themselves.
"Risk Reminder": Identify abnormalities, calm down, and don't be fooled
In order to prevent fraud from causing property losses to consumers, payment platforms have built a security risk control system that effectively identifies malicious accounts and transactions.
In the payment process, when the system identifies that the recipient's account has abnormal characteristics, the payment platform will remind or intercept the user's transaction risk according to the degree of risk.
When the system identifies that the recipient's account is suspected of fraud or has a large degree of malice, the payment platform will intercept and protect the transaction, remind the user to pay attention to the security of funds, and impose a 15-minute protection limit on the payment user.
Risk warnings that need to be paid attention to during the transfer process of payment platforms
Today, mobile payments have become our primary tool for paying for everyday expenses, transferring money to friends, and even paying salaries. However, at the same time, we also have to beware of some possible scams in transfers.
The first case is that a prompt box containing the words "Risk Warning" suddenly pops up during the transfer process.
This could mean that the other party is a high-risk account, which the payment platform's security system has monitored through big data analysis.
At this time, you need to confirm the identity of the other party first, or whether the other party is the person you intend to pay. If the other party cannot give an explanation that satisfies you, then it is best to suspend the transfer operation to avoid possible losses.
The second situation is that during the transfer and payment process, a prompt box pops up showing "The other party is suspected of fraud violations, in order to ensure the safety of your funds and avoid being deceived, the current transaction cannot be carried out temporarily, please carefully confirm the transaction risk".
When you see such a prompt, you should stop the payment operation immediately, as it may mean that the account you are transferring money to is suspected of fraud.
Finally, I remind everyone that before preparing to transfer, be sure to carefully check the recipient's information. Before filling in the amount and preparing to enter the password, be sure to confirm that the recipient is who you intend to transfer the money to. While fully enjoying the convenience brought by technology, we must also learn to protect our own property.
Source: People's Daily Editor: Zeng Yu Proofreader: Huang Yanquan Cai Wei Review: Ye Weixian Ling Hong
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