Debt holding, to tell the truth, the debtor holding the debt on behalf of the debtor must not touch!
If you are 25-50 years old, 3 months to give you food and accommodation and give you an extra 500W, are you very excited? Do you think you heard it wrong, where in the world is there such a good thing? The video of selling real estate routines is of great interest. Today, let's talk about the underlying logic of non-war people, pay attention to longitude and latitude, and counterattack life. There are three main types of debtors: helping individuals to carry debts, helping enterprises to carry debts, and helping banks to carry debts. The situation of helping banks to carry debts is relatively special and not universal. Today, I will focus on the first two.
First, let's talk about helping individuals carry debts. AB loans are mainly realized through lending institutions, and the debtor borrows money and then lends it to the actual user. But in fact, there is a two-tier debt relationship, and financial institutions will only collect debts from debtors, and will not find actual users. This situation is rare in first- and second-tier cities and can only occur in sinking markets.
The second type helps companies to carry debts. It is more discussed on the Internet, through the public domain to obtain customers, transfer to private domain communication, find a suitable debtor to negotiate and immediately pay social security, and even transfer the house and car subsidiary to the name of the debtor.
Of course, the actual value of this asset is low, but the appraised value is high. With less down payment through high leverage, the company's daily turnover will also be in place. Why should you give the debtor food and wrap? Because packaging takes time. When applying for a loan from a bank, it is also necessary for the debtor to sign a joint and several liability guarantee agreement, and after the loan is approved, the two parties agree that each party will use half of the funds, and the interest shall be borne by the other party. This thing looks good, but it is firmly untouchable. Why? Help you analyze it.
The first point is suspected of loan fraud, because the purpose of the loan does not match the actual purpose. This is the red line, don't do this.
Second, the debtor does not have much money in his hands. You calculate the transfer of property, vehicle down payment and several months of living expenses, as well as miscellaneous expenses. In the end, there is really not much money in the hands of the debtor, and the loan cannot be repaid. Banks suing borrowers against borrowers is limited, and this claim is almost impossible to recover.
These are two common situations in which a debtor holds a debt on behalf of a debtor. And ordinary people can understand, but do not participate. Have you ever encountered a similar business? How much do they pay? You can hit the comment section and tell us what you think.
