What about debts that are overdue and unable to repay?
Don't worry too much anymore, just remember the following four sentences.
The first sentence: When the collection staff comes to ask about your work situation, work address, home address and other specific conditions and information,
As long as you answer that I have filled in all the information you said when I borrowed the loan, you should know better than me, and all the information I filled in is true and valid, and I don't want to talk nonsense again.
Second sentence: No matter what reason the other person uses to ask you why you don't pay back.
You only need to tell him what special reasons caused me to temporarily not be able to repay, tell him the actual situation, and tell the other party that he is currently working hard to earn money, and when he makes money, he will take the initiative to contact you to negotiate repayment, so as to show your attitude of repayment.
The third sentence: If the other party says that they want to sue you, say that you are overdue for too long, suspect that you are maliciously overdue or maliciously defrauded, and then need to go through the next step of the process, prepare to prosecute, then you may face what kind of criminal liability and so on.
You only need to answer that it is your right to sue him, but I know that overdue is only a civil dispute, and I am just experiencing some difficulties at this stage, temporarily unable to repay, not that there is money deliberately not to pay back, so you don't need to scare me, I still understand a little about the relevant legal knowledge.
Fourth sentence: If the other person asks you how much money you borrowed and what you used it for.
You just need to follow the instructions for use when you filled it out, remember?
Don't deal with it casually, so as not to have some trouble in the follow-up of this later stage, debt overdue is not our original will, now the general environment is not good, we only need to work hard at the right time to make money, the current number of debt overdue is also rising in the same proportion, so the major platforms have also given this reduction policy to help everyone ashore At present, as long as it is difficult overdue, penalty interest liquidated damages can basically be reduced.
For customers who are really difficult, most platforms also give a stop policy, which is also to help everyone better land. Therefore, we must act quickly and solve the problem from the source.
If you are also facing related problems now and do not know how to deal with them, send me a private message, I will give you the best plan and take you ashore as soon as possible.