WeChat "Relatives Card" function
Have you used it?
Recent
Scammers have set their sights on this feature
There are already quite a few people who have been recruited!
What is a "Kinship Card"
Name implies
WeChat users can open services to designated relatives and friends,
Give the other person permission to use their payment account.
In layman's terms,
Can help others pay,
It is equivalent to a one-way "family account".
The original intention of designing this function is to facilitate family consumption, eliminating the need for transfer and withdrawal procedures, because the "relative card" can set a spending limit, and can know each deduction in real time. Therefore, it is highly regarded for managing children's pocket money.
But this feature during the setup process,
There are security risks,
Although named "Kinship Card",
But you can actually give any WeChat friend,
Enter the payment password to activate.
therefore
The crooks found the entrance,
Start running a scam.
How the "Kinship Card" became a scam tool
Add a friend and turn around and send a "relative card"
Recently, Xiao Chen found that there was an additional friend application in the WeChat address book, although he felt a little inexplicable, but seeing that the other party was holding a beautiful avatar, Xiao Chen agreed to the application. After adding friends, the "beauty" never spoke, and Xiao Chen forgot about this stubble after a long time.
But a few months later, the "beauty" who had been silent for a long time suddenly sent him a message: "Send you a relative card" showing the amount of 3,000 yuan.
Just when Xiao Chen was puzzled, the other party explained that he had just accidentally sent the wrong account number, hoping that Xiao Chen could send back the same amount of family cards, and Xiao Chen gave it back. However, he actually received deduction tips one after another, and the other party spent 3,000 yuan in a short time, and then checked his balance, and sure enough, he was 3,000 yuan less. Xiao Chen, who felt that something was wrong, immediately contacted the "beauty", but did not expect that the other party had blacked himself out...
In fact, many people do not know
The purpose of this function,
The number displayed on the relative card
It's just the upper limit of the transaction amount,
If there is no money in the issuer's account
It can't be used,
And the scammer who issued the card,
Naturally, no money is saved in the account
Avoid being "fleeced" by the victim.
Not only that,
Message reminder for gifting a relative card,
It is very similar to the transfer of red envelopes,
People who are not familiar with WeChat,
You may even think that the other party transferred money to you.
In fact, it's not just WeChat,
The "family card" function of Alipay account,
Similar scams exist.
Binding a "Kinship Card" in the Name of Lending
Criminal suspect Wu pretended to be a loan auditor and frequently contacted victims with loan needs in online loan groups, binding his WeChat to the victim's "relative card" on the grounds that the loan needed to verify whether WeChat was used by himself, reviewing the safety of funds, and exchanging red envelope tests.
On the grounds of self-proof of repayment ability, he tricked the victim into transferring money to his WeChat account, and then immediately scanned the collection code that had been prepared with his mobile phone, and chose the "relative card" to pay, and the money in the victim's account was directly swiped away.
Here's a reminder:
Although the "kinship card" scam is cunning,
It's not hard to watch out for it.
It is a good practice to pay more attention to the instructions for use.
Everyone should always keep their eyes open,
When others induce similar functions to be enabled,
Do not trust, do not disclose, do not transfer,
Be vigilant at the first time, pay attention to prevention,
Don't give criminals a chance!
Transferred from | Youth Shandong comprehensive collation
Source: Yantai Public Security