"Are you trying to laugh at me and inherit my flowers?"
Many friends have heard this joke, right?
so
People have died, is the flower still used?
And also
What should I do with a topped-up game account?
Can the money in the WeChat and Alipay accounts still be withdrawn?
There are really young people who are seriously considering these kinds of issues.
According to the statistics of the China Will Database,
As of the end of 2019,
There are more than 300 testators of the "post-90s" generation in the mainland,
More than 180 people wrote virtual property into their wills.
There are not many real estate, stocks and other properties of these "post-90s",
Mainly cash deposits and various digital virtual properties.
The group that made wills has a younger trend,
There is also an increasing number of digital virtual property written into wills.
Most digital virtual property is involved:
WeChat, Alipay accounts, financial accounts and game accounts, etc.
Let's talk about it seriously today:
After a person dies,
What to do with these virtual properties?
Why do young people make wills?
The latest data released by the China Will Bank shows that the number of people who come to consult for will has increased year by year in recent years, and as of December 31 last year, the China Will Bank has registered and kept 220,000 wills.
Nowadays, it is not only middle-aged and elderly people who make wills, but some young people also begin to think about their own deaths.
In contrast, they deal with more diverse assets and believe that the testamentary process is also a process of "zeroing" mentality.
Beijing citizen Daitong is a "post-90s" who has just worked and is not married, but recently he began consulting how to make a will.
When he communicated with his parents, he was opposed by them.
Daitong said: "They may think that I can't think about it, whether there is something wrong recently, I said no, I leave what I want to keep for everyone." ”
Different from other age groups, the "post-90s" wills are richer in the way of dealing with property, and the inclusion and arrangement of "virtual property" has become a prominent feature: Alipay, WeChat, QQ, game accounts and other "virtual property" is a common type of property in young people's wills.
Daitong explained: "In fact, it is mainly cloud disk, because I have a lot of photos and videos since I was a child, and if I suddenly leave one day and leave these to my parents, they can miss me and remember me through these." ”
Is it still used for flowers?
Mr. Shao of Zhejiang Chunjiang Pearl Law Firm explained:
"If a person dies, but the person still has debts that have not been dealt with, then the first thing to see is whether the debtor has an inheritance, if there is no inheritance, the debt is void, if there is an inheritance, then she/his debts are liable within the limit of the estate, and the heirs have the right to choose to inherit or not inherit. Huabei is a debt from a legal point of view, if you ask whether it can be inherited, the answer is yes, if you choose to inherit the debt, you have to bear the responsibility of repayment. ”
Can accounts such as Alipay, WeChat and other accounts be inherited?
Lawyer Shao introduced that taking Alipay as an example, according to the Civil Code, the property legally acquired by the decedent can be inherited, while the Alipay account number belongs to an account and does not have property characteristics, so it cannot be inherited.
However, the user's funds in the Alipay account are regarded as the user's property, and the acquisition of this property interest can also be guaranteed from the grant of inheritance, so the money can be inherited, and the same goes for bank accounts.
How to withdraw the money from Alipay and WeChat?
The reporter inquired about Alipay intelligent customer service for this, and there is a video in the customer service feature that explains this problem:
If a loved one dies unfortunately, and the relative does not know the account, password, or specific balance, he can submit the death certificate, ID card, and kinship certificate through customer service to query the relevant information of the user.
Is gaming equipment considered a legacy?
"The new Civil Code has newly added an interpretation of virtual property, and now virtual property and physical property have value, so they can be regarded as inheritance."
Lawyer Shao said that virtual items like the game account can be inherited.
"The Civil Code unifies the inheritance as 'inheritance is the legal property of the individual left behind by the death of a natural person', and since it is property, it can be inherited."
What is the virtual property you care about the most?
What do you think of young people making wills?
(Source: CCTV, Wisdom Law Popularization WeChat public account)