How about taking out a loan to buy a Malibu XL with 1.5T+9AT?

How about taking out a loan to buy a Malibu XL with 1.5T+9AT? When buying a car, you should consider your own economic conditions and choose the model that suits you according to your income level. For many wage earners, a monthly income of five or six thousand yuan is already stretched thin in the cost of living. Therefore, when considering the purchase of a car, in addition to the price of the new car, the cost of using the car must also be considered. So then again, how much does it cost to buy a new car? How much does it cost to maintain a car each year?

Combined with the word of mouth of the car owner and the real feedback of various automobile platforms and automobile media, the big head analyzes through loans, maintenance, insurance, energy consumption and other perspectives to see what is the average monthly cost of this car? How is the performance? The special "One Minute of Driving" series of content is specially launched to let you quickly understand the real situation of the vehicle.

In terms of product strength

Today I will introduce you to the Chevrolet Malibu XL 2022 535T automatic sharp version of this car, let's review the basic situation of this car.

Vehicle dimensions: length, width and height are 4933x1854x1476mm, wheelbase is 2829mm, positioned in mid-size cars.

Active safety equipment: ABS anti-lock braking, brake force distribution, brake assist, traction control, body stability system and other active safety equipment.

Driving/assistance features: Rear parking radar, driver assistance image (reversing image), cruise system (cruise control), hill assist, engine start-stop technology, etc.

Internal features: 3.5-inch non-full LCD instrument cluster, 8-inch center control screen, imitation leather seats, leather multi-function steering wheel and other configurations.

Power configuration: equipped with a 1.5T turbocharged engine codenamed LFV, zui high power of 124kw, peak torque of 250Nm, drive mode is front-wheel drive, transmission is matched to 9-speed automatic transmission (AT), chassis is matched with front MacPherson independent suspension and rear multi-link independent suspension.

Cost of car purchase

The official guidance price of the new car is 175,900 yuan, the naked car price is 133,900 yuan, we take the loan to buy a car as an example, the down payment ratio is 30%, the loan period is 36 months, the down payment amount is 40,170 yuan, and the monthly payment amount is 2,799 yuan.

In addition, the new car also needs to pay purchase tax of 5925 yuan, vehicle and vessel tax 350 yuan (1.5T), compulsory insurance 950 yuan (5 seats), and vehicle damage insurance and third-party liability insurance (1 million) are mandatory for commercial insurance, and the cost is 4170 yuan; The above expenses totaled $11,395, which was amortized to about $949.58 per month. (Here is calculated according to the new car DI one-year insurance, without any preferential discount, because the preferential policies of major insurance brands are different, Zui is subject to the actual situation)

Cost of ownership

Fuel consumption cost: According to the owner's reputation and the measured data of various automobile platforms and media, the comprehensive fuel consumption of the new car per 100 kilometers is about 6.83L; we take the mileage statistics of 30km a day and 30 days a month, the fuel label of the new car is 92#, taking the current oil price in Shenzhen as an example, 7.64 yuan per liter, then the total fuel consumption cost of one year is about 5635.57 yuan, and the monthly cost is about 469.63 yuan. (Because everyone's mileage and car use are different, fuel consumption costs will be different, and the actual shall prevail).

Maintenance cost (first year): Generally speaking, according to every 5000km to do basic maintenance (that is, change the oil, oil filter, air filter, gasoline filter), 60000km to do a major maintenance (that is, replace brake oil, transmission oil, spark plug, antifreeze, etc.), based on the above new car annual mileage of about 10,000km to calculate, of which the first guarantee is free, then you need to do another basic maintenance, with an average oil price of 300 yuan, an average oil filter price of 80 yuan, The average price of air filter is 40 yuan, the average price of gasoline filter is 80 yuan, the total cost is about 500 yuan, and the monthly cost is about 41.67 yuan. (Maintenance varies from person to person, zui is subject to the actual situation)

summary

Through calculations, Chevrolet Malibu XL 2022 535T automatic sharp version of this car costs an average of about 4259.88 yuan per month, most of the head feels that it is not high, of course, in addition to the above three main costs, there are parking fees, car wash fees, car interior products, high-speed fees and fines and other unpredictable costs, but then again, as a consumer, choosing the right one for yourself is the best thing, what do you think?

, maintenance, insurance, energy consumption and other perspectives analysis, let's see what is the average monthly cost of this car? How is the performance? The special "One Minute of Driving" series of content is specially launched to let you quickly understand the real situation of the vehicle. Product power Today I will introduce you to the Chevrolet Malibu XL 2022 535T automatic sharp version of this car, let's review the basic situation of this car. Vehicle dimensions: length, width and height are 4933x1854x1476mm, wheelbase is 2829mm, positioned in mid-size cars. Active safety equipment: ABS anti-lock braking, brake force distribution, brake assist, traction control, body stability system and other active safety equipment. Driving/assistance features: Rear parking radar, driver assistance image (reversing image), cruise system (cruise control), hill assist, engine start-stop technology, etc. Internal features: 3.5-inch non-full LCD instrument cluster, 8-inch center control screen, imitation leather seats, leather multi-function steering wheel and other configurations. Power configuration: equipped with a 1.5T turbocharged engine codenamed LFV, zui high power of 124kw, peak torque of 250Nm, drive mode is front-wheel drive, transmission is matched to 9-speed automatic transmission (AT), chassis is matched with front MacPherson independent suspension and rear multi-link independent suspension. Car purchase cost The official guidance price of the new car is 175,900 yuan, the naked car price is 133,900 yuan, we take the loan to buy a car as an example, the down payment ratio is 30%, the loan period is 36 months, the down payment amount is 40,170 yuan, and the monthly payment amount is 2,799 yuan. In addition, the new car also needs to pay purchase tax of 5925 yuan, vehicle and vessel tax 350 yuan (1.5T), compulsory insurance 950 yuan (5 seats), and vehicle damage insurance and third-party liability insurance (1 million) are mandatory for commercial insurance, and the cost is 4170 yuan; The above expenses totaled $11,395, which was amortized to about $949.58 per month. (Here is calculated according to the new car DI one-year insurance, without any preferential discounts, because the preferential policies of major insurance brands are different, zui is ultimately subject to the actual situation) Car cost Fuel consumption cost: According to the owner's reputation and the measured data of various automobile platforms and media, the comprehensive fuel consumption of new cars per 100 kilometers is about 6.83L; we take the mileage of 30km a day and 30 days a month, and the fuel label of the new car is 92#, taking the current oil price in Shenzhen as an example. At 7.64 yuan per liter, the total fuel consumption cost of a year is about 5635.57 yuan, which is distributed to about 469.63 yuan per month. (Because everyone's mileage and car use are different, fuel consumption costs will be different, and the actual shall prevail). Maintenance cost (first year): Generally speaking, according to every 5000km to do basic maintenance (that is, change the oil, oil filter, air filter, gasoline filter), 60000km to do a major maintenance (that is, replace brake oil, transmission oil, spark plug, antifreeze, etc.), based on the above new car annual mileage of about 10,000km to calculate, of which the first guarantee is free, then you need to do another basic maintenance, with an average oil price of 300 yuan, an average oil filter price of 80 yuan, The average price of air filter is 40 yuan, the average price of gasoline filter is 80 yuan, the total cost is about 500 yuan, and the monthly cost is about 41.67 yuan. (Maintenance varies from person to person, zui is ultimately subject to the actual situation) Summary Through calculation, Chevrolet Malibu XL 2022 535T automatic sharp version This car costs an average of about 4259.88 yuan per month, most of the head feels that it is not high, of course, in addition to the above three main costs, there are parking fees, car wash fees, car interior products, high-speed fees and violation fines and other unpredictable costs, but then again, as a consumer, choosing the right one for themselves is Zui good, what do you think?