In June 2023, the latest interest table of RMB deposits and the interest rate table of large deposit certificates of the Bank of China.
Bank of China personal large-sum deposit certificate is a RMB standard fixed-rate large-amount deposit certificate, including 1 month, 3 months, 6 months, 9 months, 1 year, 18 months, 2 years, 3 years, 5 years and other 9 terms. The starting amount of the purchase of products for each term shall not be less than RMB 200,000.
Latest interest rate table of Bank of China's large deposit certificates
Minimum deposit: January, March, June, 1 year
200,000 yuan 1.531.541.822.10
300,000 yuan 1.591.641.892.18
1 million yuan 1.641.942.44
Bank of China Deposit Interest Rate Table
Project annual interest rate
1. Deposits of urban and rural residents and units
(1) Current period 0.30
(2) Periodically
1. Whole storage and whole extraction
1.35 for three months
1.55 for half a year
1.75 a year
Two years 2.25
2.75 for three years
Five years 2.75
2. Fractional deposit whole withdrawal, whole deposit zero withdrawal, deposit principal and interest
1.35 a year
1.55 for three years
Five years 1.55
3. The fixed life two will be regularly deposited within one year, and the interest rate of the same grade will be discounted by 6
2. Agreement deposit 1.00
3. Call Deposit
0.55 a day
Seven days 1.10
Bank of China targets the official website interest rate of the whole country, but in fact, the listed interest rate of the Bank of China will be slightly higher than the official website interest rate, and the listed interest rate may be different in each city. The actual listed interest rates of BOC in eight cities, namely Beijing, Shanghai, Guangzhou, Shenzhen, Tianjin, Chongqing, Nanjing and Hangzhou, are as follows:
Current period 3 months 6 months 1 year
Beijing 0.301.431.691.95
Shanghai 0.301.431.691.95
Guangzhou 0.301.431.691.95
Shenzhen 0.301.351.551.75
Tianjin 0.301.431.692.10
Chongqing 0.301.431.691.95
Nanjing 0.301.431.691.95
Hangzhou 0.301.431.691.95
10,000 yuan regular annual interest 195 yuan
10,000 yuan as a whole deposit for two years of interest of 450 yuan
10,000 yuan as a whole deposit for three years, interest of 825 yuan
10,000 yuan as a whole deposit and 1,375 yuan of interest for five years
20,000 yuan regular annual interest 390 yuan
20,000 yuan as a whole deposit with a two-year interest of 900 yuan
20,000 yuan as a whole deposit for three years of interest of 1,650 yuan
20,000 yuan as a whole deposit for five years, interest of 2,750 yuan
50,000 yuan regular annual interest 975 yuan
100,000 yuan regular annual interest 1950 yuan
Note: The interest rate is for reference only and is not used as the basis for any deposit interest, if the above interest rate deviates from the actual interest rate, please refer to the interest rate announced by the local bank business office.