Is it worth the question? Let's talk about his insecurity first. 300,000 principal investment, and then annual income reaches 40,000 yuan, yield reaches more than 13%, this is simply high yield, can not be higher. Then, if there is such a product and it is still safe, it should be said that everyone will flock to buy it. So the yield is definitely good, and if you can get a stable harvest, it will definitely be worth it, but the key is that this risk should be uncontrollable. Then what we are afraid of is that in this case of uncontrollable risk, the so-called asset management company will take it to beat the drum and pass the flowers, and when the thunder finally explodes, everyone will have a hard time.
So, is there such a company? We should often see in our daily life, including my colleagues, some people around me are buying, that is, the current financial products, now developed to a small amount has not been sold, for example, if you want to buy 20,000 he does not sell, he requires 100,000 20,000 or even 300,000 to start, and the term of the deposit is not saved for a year, to save for more than three years, the annual interest rate is more than ten points. In this case, you think that after three years, you can get almost 50% of the principal, and after six years your principal is recovered, the interest is doubled, this situation is indeed very tempting, but can you really buy it?
I don't make judgments here, because there are indeed people around me who have bought and expired and redeemed them. But there are also people who buy it, and they can't redeem it when they expire, so what is this situation obviously? is the high risk, the reason for the high risk is that you have such a high interest, he must not be able to invest in a normal place, normal field investment is difficult to have such a high return, then three methods, the first is to beat the drum and pass flowers, is to constantly absorb new funds, and then repay the old funds, including interest, this once the capital chain is broken, once there is no new capital investment, then he will fault the final result is to run.
In another way, he invested in some high-risk loans, such as private lending, he can raise the interest rate to more than 20 points, this high-interest rate loan can easily cause debt disputes, and finally people can not pay back, he becomes a dead debt. After the death of the debt, he also broke the capital chain, and finally picked up people. The third is really engaged in investment, the situation of investment, that is, he as an investor, for example, I can invest in real estate investment, if the investment is successful, then finally return the principal and interest to you, if the investment fails, I will run. Of course, he can also be a three-pronged approach, doing a little of everything, as for whether it will be your turn to be unlucky? It depends on your luck or not? Anyway, the final result, if you make money, then everyone will definitely be happy, if you can't earn it, then he will run away, and you will lose.
How to say it? If you have 1 million at home, then you take out 100,000 yuan to invest in this high-yield, high-risk investment, I think it is understandable, if you only have 100,000 in your family, you take out 100,000 to invest in this, then I think you are going to tremble. That is, the management of the position, anyway, the small position maintains a large return, which is reasonable, but you must not empty the family property to buy this product, then the final result is equivalent to a lot of luck, because for you, once you lose is all your belongings, this risk is too high for you to afford.