On August 24, the executive meeting of the State Council deployed to further improve the drought relief work. Chinese Life actively responded to the requirements of the Party Central Committee and the State Council for drought resistance and autumn grain protection, and the group's property insurance company issued the "Guiding Opinions on Doing a Good Job in the Settlement of Claims for Planting Risks and Droughts" and the "Guidelines for the Investigation and Determination of Losses in Planting Risks and Droughts" for the first time, etc., to give guidance to the drought claims settlement work from the aspects of paying close attention to the development of the disaster situation, comprehensively preventing and reducing losses, carrying out on-site investigations in a timely manner, and establishing a rapid response mechanism, and organizing and carrying out guidance and training on the work of planting dangerous drought claims, and taking multiple measures to support and win the battle to win the autumn grain harvest defense war against high temperature and heat damage and drought.
In Anhui Province, the Chinese Life Insurance Area suffered from continuous high temperature and drought disaster weather, and the precipitation was significantly less than that of the same period of the year, resulting in the water storage capacity of some rivers being much lower than in previous years, and the difficulty of pumping water irrigation of farmland. Up to now, the local branches of Chinese Life Property insurance Company have rushed to Lu'an Huoshan County, Jinzhai County, Wuhu Wuwei City, Jiujiang District, and Wanlan District, which are more seriously affected by drought, to conduct on-the-spot investigation of the disaster of autumn crops such as rice and corn. On the one hand, actively donate drought-fighting materials, such as large-caliber high-pressure pumps, polymer polyurethane water belts, mineral water and other drought-resistant materials and heat-proof and cooling supplies to large rice planters in The Wanlan District of Wuhu City, where the rice fields are far from irrigation water sources, to help farmers reduce drought losses and effectively protect the fundamental interests of farmers; On the other hand, we will increase the publicity of disaster prevention and loss prevention, send high temperature and drought warning TEXT messages to insured farmers through customer service systems, SMS platforms, etc., and at the same time vigorously publicize disaster response measures online and offline through public accounts, car horns, etc., guide farmers to respond scientifically to high temperature and drought disasters, enhance farmers' risk awareness, and reduce farmers' losses due to disasters.
In addition, Chinese Life Property & Casualty Insurance Company has also made every effort to strengthen service guarantees from rapid investigation, disaster inspection, and opening of green channels to ensure 24-hour service to farmers, and to conduct on-site inspections of crop growth, river storage capacity, and farmers' self-help in the insured jurisdiction every other day. For plots of land that have no production, measure the loss area on the spot, simplify the claim procedure, open up green channels, and pay the claim payment to the farmer's account at the first time, for the farmers with large losses, if they meet the conditions for the pre-payment of the policy-based agricultural insurance catastrophe, they will quickly pay the pre-compensation.
In Sichuan Province, affected by severe high temperature and drought weather, some areas suffer from drought conditions of varying degrees. Chinese Life Property & Casualty Sichuan Branch launched an emergency response plan for major disasters, actively communicated with local governments, and quickly carried out the investigation and settlement of claims in drought areas. In Zhongjiang County, Deyang City, Sichuan Province, the branch and the local agricultural department went to the disaster observation point to investigate the drought and loss situation, and paid on-site compensation for the full cost insurance of the three major grain crops to the affected households, so as to ensure that the farmers made up for the post-disaster losses and resumed farming and production in a timely manner. Farmers who were originally depressed due to the disaster put their minds at ease: "Fast and efficient claims service has boosted our confidence in planting!" ”
In Hubei Province, about 210 mu of Chinese medicinal materials in Yichang Zhongke Planting Cooperative, a Chinese life underwriting customer, were affected by the drought and urgently sought help from the Group's property insurance branch on August 22. The three-person investigation team of the branch quickly rushed to the site of the disaster, after investigation, due to the high temperature and drought in the local area for 40 consecutive days, the vast majority of the planted stone calamus were out of production, the surface drought crack was about 1.5 cm wide, the disaster situation was serious, and it is actively assisting customers to deal with it, and the relevant compensation will be completed as soon as possible. In Jiangxia District, Wuhan, Hubei Province, Chinese Life Property & Casualty Insurance Company also contacted the first time to purchase 50 submersible pumps to send to the local street village committee to help reduce the loss of the disaster and ensure that farmers increased their income.
In Jiangxi Province, as of August 21, the area of local crops affected exceeded 276 hectares, and the harvest exceeded 23 hectares, and the medium rice, late rice, freshwater aquaculture, and oil tea insured by Chinese Shou in the local area were affected by drought. On the one hand, it tracks and verifies the disaster losses in real time, invests special funds for disaster prevention and loss reduction to purchase drought-fighting equipment, and on the other hand strengthens communication with local governments to support the materials needed for drought resistance, including 40 sets of oil immersion pumps for the frontline of drought prevention and autumn protection in Nanchang, Jiangxi, such as Jiangxiang Town, Tangnan Town, Nanxin Township and Jingkou Township.
Chinese Life has worked hard to promote the stable development of agriculture and increase farmers' income, and has built a service map with national life characteristics. At present, Chinese Life has set up more than 50,000 "three rural" service sites in townships and villages across the country, and more than 2,000 agricultural insurance products are sold, covering planting, aquaculture, forestry, agriculture-related and other fields, covering weather index, price and income, full cost, "insurance + futures", regional characteristics and other agricultural insurance types, providing professional insurance protection for national agriculture-related production. As of the end of the first half of 2022, the group's property insurance companies have landed in 11 provinces with a total cost and income insurance pilot for three major staple grain crops, with a cumulative underwriting area of 30.8 million mu and nearly 30 billion yuan of risk protection. At the same time, Chinese Life Property & Casualty Insurance Company also matched suitable agricultural insurance products for farmers according to local conditions, providing risk protection of more than 600 billion yuan for 15.1 million farmers in the first half of the year, and paying compensation of more than 2 billion yuan, effectively ensuring grain production and supporting the stable production and supply of "rice bags" and "vegetable baskets". (Su Qu)
Source: Guangming Network