Nanny-level dry goods - when the financial management white learns to set the investment
Buy index based next, really a little bit of a thing.
1️⃣ Cheese Point:
ð§ Fund fees are different: there are three stores, and different funds will have corresponding fee rates when buying and selling;
d § Fund suffix with A and C: with A suitable for long-term holding, short-term selling fee is relatively high; Suitable for short-term holding with C. Trading rules are indicated in each fund, to be carefully looked at;
ð§ Buying time point: Buying before 15:00 on the same day will confirm the share with tomorrow's net value, translating the assumption that if you buy a fund before 15:00 today, you will see the specific return tomorrow night; If you buy after 15 o'clock, you will see the income the day after tomorrow; Weekend buying will be calculated according to Monday's closing price;
Ч The word "enhanced" after the name of the fund: in addition to tracking the trend around the market, this fund will also have some surplus money invested in other types of stocks, comparing the ability of the fund manager, and also requires you to have a certain understanding of other industries;
ð§ Fund share ≠ fund amount: fund shares are quantities, the amount is the total amount of the fund, after selling according to demand, the actual amount of the account should be subtracted from the day's income and handling fee is the money sold in real time, and the money will be returned to the balance treasure.
2️⃣How to vote:
Fixed investment is also lazy investment, which is very practical for Xiao Bai.
⭐️ Advantages: The core advantage lies in the cost of sharing, to put it bluntly, we earn net worth in the bull market, we have a share in the bear market, and then reduce the risk by sharing the low-cost multi-investment share and reducing the share at a high level.
⭐️ Fixed investment mode: three, underestimation mode, moving average mode, up and down mode.
⭐️ Operation: The fixed investment page (Figure 2) has a fixed investment mode recommended according to performance, which is very convenient. I usually turn on smart fixed investment, because in the long run, these several fixed investment modes will be relatively higher than the timing quota.
3️⃣ The goods I picked:
d One© CSI 300 Index A, one CSI 100 Index A, one SSE 50 Enhancement C, three cumulative current positions of 3w+ (the original position is about 6w+)
⭐️ Figure 3 is matched with the trend chart of the three funds to see the specific buying and selling points
⭐️ All three bases have experienced a sharp decline My strategy is basically to wait for the market to pick up after the take profit point set by the heart to drop the bag for the safety of the batch to leave
⭐️ Remember not to make a big deal all at once, preferably have ammunition at every point, let's jog in small steps
⭐️ In addition to the fixed investment, my trading has two other situations:
✅ The one-day decline is 3-4 points, small buying, basically between 1k-3k
✅ A single-day increase of 3-4 points, reduce the position in batches, and do 15%-20% of the position reduction according to the different positions
4️⃣ Finally, buy base tips:
D ° the more you fall, the more you buy is not an absolute law, you are in the insistence on long-term doctrine, time is king;
d° The current performance of the fund is not representative of future performance. Usually a fund's good performance reflects the ability of the fund manager, but it does not mean that the future performance will be good, because the performance of the fund is still unstable most of the time;
D ° fund fixed investment is disguised savings, good savings, very suitable for moonlight friends;
D ° continuous learning and accumulation, pay more attention to macroeconomic development, and focus on the development of industries in a cycle.
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