After a calculation, it was concluded that paying social security was more reliable than raising children.
In terms of time: raising children, paying social security all cost money, raising children needs at least 20 years to return the cost, but paying social security for 15 years can return the cost.
In terms of cost: the cost of raising a child is much higher than the cost of paying social security, which is still the cost of raising a child, if it is to raise two or three children, the cost will be much higher than the benefit.
In terms of rate of return: the social security rate of return is 100%, but raising children is not necessarily, it may be 0 or 20% or 30%, in short, a high rate of return is basically impossible.
From a practical point of view: social security will definitely make you steady, do not delay or owe, it is cold, pay you back the fire fee, the time is long, and it will grow with the growth of average wages. And the child does not give money, give more to give less, you have said that it does not count, take the initiative, not necessarily give, passively wait for the child to give, and it is very humble, and self-esteem will be greatly frustrated.
From the living age: with social security, look at the social security monthly money, children may still want to see you, if you are an elderly person who only spends money and does not enter the money, I think for a long time, the child may not be waiting to see you, the older you live, the more people dislike.
In short, raising children is a responsibility, a happy and fulfilling life process,
Paying social security is a solid life of old age, a dignity, a happiness!
