Recently, a korean girl named Guo Jixian caught fire.
At only 24 years old, she took the minimum wage in South Korea, desperately saved money for 4 years and successfully saved 100 million yuan and bought an apartment! (100 million won is about 527,000 rmb)
Guo Zhixian only spends about 8,400 won (about 44 yuan) a month to eat and drink, and walks for 2 hours to commute to work to save transportation costs.
Note that the $44 here does not refer to a day's expenses, but to the sum of the money spent on meals each month. It's so much sparing...
How much is this saving among young Koreans? A camera brother who followed the program team to interview her shyly said that she only had 3 million won in savings at the age of 29. (About 16,000 RMB)
Good guys, directly worse than 30 times.
What's more, Guo Zhixian paid off the deposit with the money she saved, and she will soon have an apartment of her own.
59m2, three bedroom kind.
At a young age, he had 100 million savings, desperately saving, and finally bought his first property in his life. The amazing deeds of this post-95 girl have spread all over the Korean Network and set off a wave of discussion.
After watching her "extreme" money-saving Dafa, netizens all shouted and were shocked.
Guo Zhixian came out to work at the age of 19 and is currently a pet product salesman, an ordinary worker.
From a poor family, she quickly grew into a sensible adult when her father was sick, her mother was drunk, and her sister was depressed. Guo Zhixian felt that there was no one to rely on, so he had to take responsibility for himself.
"I felt that in the future, if I got sick or my parents got sick, no one else would be able to help, so I had the idea that I should be responsible for my own life." Since then, I've been desperately trying to save money. ”
At the age of 20, Guo Zhixian made a cartoon check out of paper and made a deposit of 100 million yuan as his goal, which was always in her wallet.
She revealed that her monthly salary is between 1.97 million and 2 million won, and occasionally a higher salary will reach about 2.2 million to 2.3 million won. (The minimum is about 10370 RMB, the maximum is 12107 yuan)
According to South Korea's minimum hourly wage of 9,160 won in 2022, the minimum monthly wage for workers is about 1.91 million won, more than 10,000 yuan.
Therefore, the money Guo Zhixian receives every month is not much worse than the minimum wage in South Korea.
In the case of average income, it is extremely difficult for Guo Zhixian to achieve the goal of saving money. To save more and faster, she had to save the most money each month, and that was food.
As mentioned earlier, she only spends about 44 yuan a month on meals. But what can 44 yuan do, it is difficult to eat instant noodles every day, right?
In fact, 44 yuan is not Guo Zhixian's bottom line, according to reports, in December 2021, she spent only 6860 won (36.17 yuan) to buy ingredients, which cost a takeaway meal, and she actually ate for a month...
But looking at her daily meals, it seems that she is not shabby at all, and she can't move to make a set of lettuce and grilled meat.
Rice cake stir-fried meat to one serving.
Not hungry at all.
Are these things that can be eaten for 44 yuan a month? How?
First of all, the leaves were planted by herself.
In addition, she will pack leftovers that are not needed in the company canteen and take them home.
And most importantly, Guo Zhixian is very familiar with the various ways of exchanging points on supermarkets\ websites and APPS.
Which platform members have how many discounts, how to find the offer code, and how many benefits can be obtained by inviting new members are clearly known.
Don't lose the used coffee box, you may be able to find the point redemption code in the corner.
Don't throw away shopping receipts, scan the website and then cut down the points. Although the points are not much, under the accumulation of a little bit, she can still be exchanged for some necessities of life.
She has a corner of her home dedicated to storing items purchased using points exchange or discounts.
The apples, oranges, potatoes and sweet potatoes in the picture cost 100 to 3,000 won, which is much cheaper than normal. (About 0.53~15.81 RMB)
The skin care products she usually uses are also collected by her to major websites by points, most of which are small samples of some trials.
The original price of 8900 won of stew, she spent 900 to buy, nearly a discount.
These are the things she can exchange for or buy cheaply with points, which contain toilet paper, pots and other necessities of life.
If it does not matter if you exchange for unwanted items, Guo Zhixian will take the unused items to the second-hand market for resale, post online for others to buy, and the money obtained after the transaction will be saved, which is also a small side business.
Sometimes she does not keep the mineral water given by others for herself to drink, but directly sells it. Because for her, mineral water is not a necessity, she usually drinks tap water.
Occasional barter, exchange for a small cake is not bad, this dessert does not cost a penny.
I have to say that in terms of savings, Guo Zhixian is indeed very set.
The sauce that is usually seasoned will always have the remaining sauce sticking to the bottom at the end, and it will not be squeezed out.
Ordinary people may throw it directly, but Guo Zhixian is different, in order to save a little, she put the bottle in the stockings to throw it away, using centrifugal force to make the ketchup obediently sink to the mouth of the bottle, so that it is convenient to continue to use.
Life Tricks Get(?) ）
Dump the front
Dump after
She usually walks to work without taking the bus or the subway, walks to the work place, walks home after work, and spends two hours on the road every day, doing her best to save on commuting costs. Whether it is 10 yuan or 100 yuan, she has to save it all.
Insert it, the small cake that was exchanged in the second-hand market in front of her was what she walked for 2 hours and 40 minutes to pick up.
She also never bought a cleaning rag, and broken socks are the best place to mop the floor and wipe the cabinet.
Hair is cut casually, I don't know if it is too many times to cut hair, Guo Zhixian's techniques are already very skilled.
Not only can she save money, but working hard to make money is also an essential element on her way to saving money.
In addition to doing her own job and earning some extra money in the second-hand market, she also goes to the restaurant to work part-time on weekends to increase her income.
Of course, this kind of life will inevitably sacrifice her usual entertainment, and when her peers are shopping, she works day after day to save money. Sometimes she is tired after work and plans to call for takeout directly, but as long as she thinks that cooking by herself is more economical, she will overcome all the physical and psychological difficulties and try to cook by herself.
"I don't regret it." She said.
Constantly working part-time, working hard, changing points everywhere and thriftily, so that for 4 years and 2 months, the 24-year-old Guo Zhixian finally completed her dream of 20 years old, saved 100 million won, and cashed her cartoon check.
Like most young people, Guo Zhixian has always wanted to buy his own house to live after he has money.
But new problems arose, and she felt that she could not buy the house she wanted to buy.
First, let's talk about South Korea's housing subscription system, in order to solve the problem that young people can't afford to buy a house, in 2009, the LH (Korea Land and Housing Corporation) housing commune was established to build or renovate national housing.
This type of house generally does not exceed 85 square meters in size and sells at a lower price than the market price. However, resources are limited, and people need to go through several steps to buy a house at a lower price.
First of all, people who have reached the age of 19 must go to the bank with an ID card and no real estate certificate to open an account and engage in a "residential subscription comprehensive savings" regular period. Then a fixed amount of money is deposited every month, with a minimum of 20,000 won.
Saving money is to improve your credit score, and after a year of saving, you must also qualify for subscription by lottery, and you can pay for a house.
And this system has a set of review system, the higher the score, the easier it is to win, the indicators to determine whether to add points include how long there is no real estate, uninterrupted deposit time, married and unmarried, whether you need to support the elderly and so on.
Because of the low price and large room for value-added, many people in South Korea have applied for a "residential subscription integrated savings" account, and the competition is quite fierce.
Guo Zhixian felt that no matter how much he drew lots, he could not draw himself, and fell into the depression that everything was in vain.
But luck quietly fell on her, in March this year she received a message, she was shocked to see the content, did not expect that she actually won the right to subscribe to the apartment, and immediately can have her own house. (The house is still under construction and is expected to be delivered in 2025)
What a one-in-a-thousand chance, so she kept confirming, signing, and paying a deposit of 40 million, becoming the youngest subscriber in history, and the material was turned over and over again by her.
After completing his dream of turning 20, Guo Zhixian now has a new goal: to continue to save money and pay off his mortgage!
In the days to come, she may be as frugal and simple as before, not "enjoying life" like other young people, but she feels that none of this matters, she will not feel inferior because of the eyes of others, and will always confidently walk on the path of her choice.
Guo Zhixian told himself: "I will become richer, and my future life will be more brilliant!" ”