To say that everyone's favorite piece of paper, it must be Grandpa Mao, holding it in your hand is a real sense of happiness, but since using Alipay WeChat, there are only a few opportunities to touch Grandpa Mao. Daily spending is just looking at a number, and there is a lot less perception of spending money, but recently there is a new posture for spending money,
That's right, it's the digital yuan, and the familiar feeling of spending money is back! What a warm gaze.
On January 4, 2022, the Digital Yuan (pilot version) app was launched in major app stores.
In January 2022, Tencent was officially connected, and WeChat supported digital yuan payment.
On January 7, 2022, 49 platforms, including JD.com, Meituan, Ele.me, Tmall Supermarket, and Didi Chuxing, have been connected to the digital yuan system.
So, what exactly is the digital yuan? What is the difference between other payment methods? What are the advantages?
It is an electronic version of RMB banknotes, with the same functions and attributes as banknotes and coins, with a higher legal status than any other digital currency in China, and the highest level of security assets.
What is the difference between that and Alipay and WeChat? In essence, the digital yuan itself is a handful of money, and WeChat Alipay is a wallet, in addition to the money deposited in the bank, you can also install the digital yuan this money, from the actual payment experience, the difference is not much, so although the digital yuan is a new thing, it is also a person who is easier to be accepted and used by us.
What are the advantages of the digital yuan? Pay faster, from the payer directly to the payee, without going through the third-party platform, I think this is particularly friendly to the merchant, the money earned is rushed to their own pockets, no need for the network, the receiving and payment sides do not have the network, open the flight mode, after the store enters the amount, the two sides can also complete the payment by "touching",
Of course, the digital yuan, but also developed the corresponding anti-theft brush technology, money will not be casually touched by the brush away, should be many people have experienced, the store signal is not good, scan the code payment for a long time, has not succeeded in the embarrassment, catch up with the time anxious, behind the long queue of the situation, is really anxious.
There is also the fact that other software payments will inevitably leave some personal information records, and the digital yuan is registered with a mobile phone number by default
Belongs to the "four types of wallets", no real name, can achieve a small amount of anonymity, you go to buy a breakfast or buy some personal items at the convenience store, the store will only receive money, will not know who you are, no one can get your consumption records.
Withdrawal without handling fees is too important, WeChat Alipay withdrawal, the money transferred to the bank card exceeds a certain amount, it will be charged a certain service fee according to the withdrawal amount, and digital yuan, there will be no fee at all.