A few days ago, the netizen group had friends, chatted about a lot of the current improvement of the customer base: the second-hand house in hand can not be sold, and is not willing to reduce the price, looking at the new house with a good price, it is indeed because of insufficient funds and stagnant.
So a netizen gave a surprising suggestion: "The second-hand house in your hand is quickly sold at an average price lower than the transaction price of your community, and then replaced as soon as possible." ”
I found that this netizen was not active in the group in the past, and this time it was also, there was no following after a sentence was said, so I contacted him privately, and after a conversation, I found that he was actually a "sweeping monk", lightly writing a few words of underlying logic, which made me have a kind of "Daigo empowerment" transparency.
The simplest logic: sell when the price goes down
This netizen who is reluctant to reveal his identity (hereinafter referred to as Mr. T), he himself is doing financial investment, has a house, and has no replacement needs, focusing on real estate is just a simple work need. However, after paying attention for a while, I found that whether it is the property market or the stock market, many of the underlying logic is the same.
"Just like this replacement you said, when will the old house in your hand be sold?" I don't think it's necessary to dwell on it, it's definitely selling when the price starts to go down. ”
After I asked the reason, he told me in detail about the reason: he said, this is like a lot of people speculating in stocks, or buying futures, if you buy expensive, when the price goes down, you are often reluctant to cut meat, so you hoard, but you are not sure when the price can rise back, so you can only keep hoarding, so there are two problems:
First, funds are locked. If the price continues to fall and you keep holding back, you will lose more.
Second, there is no way to achieve replacement, the price is down, the new one is better and cheaper, but you don't have the money to buy.
"Many times, you can't look at the profit and loss of each transaction, but calculate the general ledger. Therefore, buying high and selling low looks like a loss, but it can be quickly earned back. ”
This statement, used in the replacement customer group of selling old and buying new, I think it is quite reasonable. Since it is a replacement, since it is necessary to sell the old house, then it is a matter of momentum. Because the market is sideways, the rise and fall are synchronous, the old break and the small fall of 10% may only be one or two hundred thousand, and the good house fall of 10% is one or two million.
Sell the old and broken in time, go buy a better house, and wait until the market recovers, and the good house will definitely rise more. If the price falls, it has been reluctant to sell, and when the price rises back, the good house is more expensive.
If you want to replace, don't be entangled, you are difficult for others!
In addition to money, what are the difficulties in achieving replacement?
Eligibility to buy a house must be considered.
After the Spring Festival, although the data of second-hand houses in Shenyang is gradually picking up, there is still a distance between it and the normal market circulation of about 200 sets of transactions per day. The second-hand housing market has trapped many improved customers. A large number of customers who have suburban, old and broken, old and broken and other non-quality listings, it is very difficult to replace high-quality listings.
In particular, families who already have two sets of housing under their name face the problem of purchase restrictions for the replacement of new houses, and if they do not sell the house in their hands as soon as possible to free up the qualification to buy a house, the signs of replacement will be snuffed out in the "cradle".
It was difficult to sell the second-hand house in his hand, and then fell into the choice of "can't afford to buy, can't afford to buy" such a choice "purgatory".
At present, there are only a few projects that can be improved in terms of location, developer strength, products, supporting facilities, educational resources, etc., and they do not want to give up any of the commissions to seek perfection, but also wonder whether house prices will continue to decline, and they have become "leeks" and "stand guard".
This has made many people stop thinking about it, and even fall into the anxiety of having money in hand but not having a house and not knowing when to buy a house.
When I shared these concerns with Mr. T, he said, this is the law of urban development!
"You see, in recent years, the policy has always been good and just needed, in essence, to let more people enjoy the dividends of the city and attract more people to come." Then, it will definitely deprive some vested interests of the right to continue to enjoy dividends, which is the redistribution of benefits, that is, the reason why it is difficult to improve, it is as simple as that. ”
So, no matter what the reason, if you want to replace well, then don't get tangled, you are difficult, everyone is difficult.