Wealth appreciation is a topic of great concern to people, because of the different social division of labor, the way people obtain wealth and the way wealth appreciation are different.
Some people earn money by working to earn wages and thus gain wealth, and these wealth increases are predictable, and the wage level does not fluctuate much over a period of time. Some people get wealth appreciation through asset allocation, and for the general public, the biggest asset allocation is to buy a house.
In the past 20 years, as long as people who buy houses have received wealth appreciation to varying degrees, some people who buy more houses have directly achieved wealth jumps and directly solved wealth freedom.
Looking back, people used to know that buying a house can achieve wealth appreciation, so can buying a house now continue the previous myth? The answer is yes.
At present, the space left by the domestic property market for speculators is already very narrow, and it is not realistic to make a large profit by speculating in houses. But for just need, buying a house is still the best way to solve the wealth transition.
Monetary policy in the next five years will remain loose, and the release of water by money for economic development is a high-probability event, and the current financial policy of the mainland still has a lot of room for easing. This means that the total amount of cash will continue to increase, and the funds on the market will be anchored with the property in various ways, which will unconsciously push up house prices.
At present, the domestic industry segmentation is becoming more and more specific, for ordinary people to rely on the industry outlet to obtain dividends the opportunity is less and less, blind investment not only can not get high returns, it is likely to lose money or directly return to zero. Holding on to your current job for the next five years is the best option.
During this period, the house can ensure that personal wealth does not shrink and can continue to increase in value. For just need, the property not only has the function of residence, but also has financial attributes, and when money is needed, it can obtain a low-interest loan from the bank in the form of collateral, which does not delay normal business activities at all.
For the general public, the key factor in opening up the wealth gap in the next five years is still real estate.