Inventory |" Key points of credit work in the "Government Work Report" since the 13th Five-Year Plan

2022

Government work report

Credit work points

• Promote the integration and sharing of credit information related to enterprises, accelerate the information connection between taxation, customs, electricity and other units and financial institutions, expand the coverage of government financing guarantees for small and micro enterprises, strive to create a good financing ecology, and further promote the solution of financing problems in the real economy, especially small and medium-sized enterprises.
• It is necessary to intensify the efforts to clear up the arrears of accounts owed to small and medium-sized enterprises, standardize the use of commercial acceptance drafts, and take the lead in clearing arrears by organs, public institutions, and state-owned enterprises.
• Accelerate the establishment and improvement of an all-round, multi-level and three-dimensional supervision system, realize the supervision of the whole chain and all fields before and after the event, and improve the efficiency of supervision.
• Expand the coverage of export credit insurance for small and medium-sized foreign trade enterprises, strengthen export credit support, optimize foreign exchange services, accelerate the progress of export tax rebates, and help foreign trade enterprises stabilize orders and production.
• Complete the social credit system.

2021

• Develop advanced socialist culture, raise the level of social civilization, carry forward the culture of creditworthiness, build a creditworthy society, raise the level of public cultural services, and improve the modern cultural industry system.
• Accelerate the pace of credit information sharing.
• Guide banks to expand credit loans, continue to increase the number of first-time lenders, promote loans as they borrow, and repay loans, so that more funds flow to scientific and technological innovation and green development, more to small and micro enterprises, individual industrial and commercial households, and new agricultural business entities, and give targeted support to enterprises in industries that continue to be affected by the epidemic.
• Improve hierarchical and categorical supervision policies, improve the cross-departmental comprehensive supervision system, vigorously promote "Internet + supervision", enhance regulatory capacity, increase the intensity of punishment for untrustworthiness, and promote the survival of the fittest with fair supervision.
• Strengthen the establishment of scientific research creditworthiness, carry forward the spirit of science, and create a good innovation ecology.
• Strengthen credit support for small and medium-sized foreign trade enterprises, expand the coverage of export credit insurance, optimize underwriting and claims settlement conditions, and deepen the pilot project of facilitating trade foreign exchange receipts and payments.
• Strengthen the establishment of a social credit system.

2020

• Improve the assessment and incentive mechanism, encourage banks to dare to lend, willing to lend, and be able to lend, significantly increase the credit loan, first loan, and non-repayment renewal of small and micro enterprises, use financial technology and big data to reduce service costs, and improve service accuracy.
• Promote the sharing of credit information related to enterprises.
• Improve the social credit system. Maintain fair competition with fair supervision, and continue to create a market-oriented, rule-of-law, and international business environment.
• Complete the task of settling the arrears of government agencies and state-owned enterprises to private enterprises and small and medium-sized enterprises within a time limit.
• Focus on supporting enterprises to increase orders and stabilize jobs, increase credit delivery, expand export credit insurance coverage, reduce import and export compliance costs, and support export products to domestic sales.

2019

• Promote "double random, one open" cross-departmental joint supervision, carry out credit supervision and "Internet + supervision" reforms, optimize law enforcement methods such as environmental protection, fire protection, taxation, and market supervision, and severely punish violators in accordance with law and do nothing to disturb law-abiding people.
• Improve joint disciplinary action mechanisms for untrustworthiness, promoting all types of market entities to operate in compliance with the law and creditworthiness.
• Strengthen the construction of scientific research ethics and study style, punish academic misconduct, and vigorously guard against impetuous trends.
• Expand export credit insurance coverage.
• The government must take the lead in stressing honesty and abiding by contracts, and must not "let the new officials ignore the old accounts," and must pay off more than half of the money owed to enterprises before the end of the year, and absolutely not allow new arrears to be added.
• Deeply promote the simplification of administration and decentralization, accelerate the transfer of functions and efficiency, enhance the credibility and enforcement of the government, and better meet the people's new expectations for a better life.

2018

• Expand the coverage of export credit insurance, and the overall customs clearance time will be reduced by another third.
• It is necessary to improve relevant laws and regulations with the basic orientation of protecting property rights, maintaining contracts, unifying the market, equal exchange, and fair competition.
• The government must keep its promises and must not "ignore the old accounts of the new officials."
• Optimize the setting and functional allocation of government agencies, deepen institutional reform, form a government governance system with clear responsibilities and administration according to law, and enhance government credibility and enforcement.

2017

• Expand the coverage of export credit insurance, and ensure that the export financing of complete sets of equipment should be guaranteed to the fullest.
• Accelerate the establishment of a social credit system.
• The government must take the lead in stressing honesty, and must not arbitrarily change the agreement, and must not "ignore the old accounts of the new officials."
• Strengthen supervision and accountability, strictly rectify the behavior of mediocrity, laziness, and slackness, and resolutely manage untrustworthiness in government affairs.

2016

• Innovate the supervision method during and after the event, and fully implement the "double random, one open" supervision.
• Advance comprehensive administrative law enforcement reforms, implementing unified aggregation of enterprise credit information, lawful publicity, joint disciplinary action, and social supervision.
• Increase the scale of short-term export credit insurance, and realize that the export financing insurance of complete sets of equipment should be guaranteed to the fullest.
• Persist in performing duties diligently, and improve execution and credibility.

2015

• Strengthen supervision during and after the event, complete a network of services for enterprises and society, advance the establishment of a social credit system, establish a unified national social credit code system and a credit information sharing and exchange platform, and protect the security of enterprises and personal information in accordance with law.
• Expand the scale of export credit insurance, and ensure that the export financing of large complete sets of equipment is guaranteed.
• Comprehensively deal with the problem of arrears of wages to migrant workers, improve labor supervision and dispute handling mechanisms, and let the law become the guardian of workers' rights and interests.
• Comprehensively advance the rule of law, accelerate the construction of a rule of law government, an innovative government, a clean government, and a service-oriented government, enhance the government's enforcement and credibility, and promote the modernization of the national governance system and governance capabilities.

2014

• Strengthen supervision during and after the event. Adhere to the equal emphasis on decentralization, establish a vertical and horizontal linkage collaborative management mechanism, and realize the synchronous decentralization of responsibilities and powers, the release of activities and the synchronization of supervision. Promote one-stop approval and one-window handling, and explore the implementation of unified market supervision.
• Accelerate the establishment of a social credit system, advance government information sharing, promote the establishment of a unified code for natural and legal persons, establish a blacklist system for enterprises that violate the principles of market competition and infringe on consumer rights and interests, making it difficult for the untrustworthy to move forward, and letting the trustworthy go all the way.
• Governments at all levels should faithfully perform the duties entrusted by the Constitution and the law, and in accordance with the requirements of promoting the modernization of the national governance system and governance capacity, accelerate the construction of a government based on the rule of law, an innovative government, and a clean government, enhance the government's enforcement and credibility, and strive to provide high-quality and efficient services for the people.

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