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Female model Gu Chunfang relied on borrowing money to maintain a luxurious life, illegally raised 1.7 billion yuan in 4 years, and became a death row prisoner

Beauty in the hands of some people is likely to become a weapon for harming people. Remember the childhood shadow "Red Spider" after the 90s? The play begins with a real case and tells the psychological changes of women when they commit crimes. Many of those female criminals are beautiful in appearance, but their hearts have long been defiled by the unhealthy winds of the world.

Perhaps, "Red Spider" has become the past of the times, but those cases piled with blood and tears have brought us an indelible mark. Nine years ago, the news report of a beautiful woman in Changshu City attracted everyone's attention. What really makes everyone pay attention is not the appearance of this beautiful woman, but her death sentence. She destroyed the dreams and families of countless people because of the fundraising fraud, and eventually ended up in prison herself.

Female model Gu Chunfang relied on borrowing money to maintain a luxurious life, illegally raised 1.7 billion yuan in 4 years, and became a death row prisoner

How did Gu Chunfang's life come to this point?

In 1972, a baby girl fell to the ground in a wealthy family in Changshu City, and her parents named gu Chunfang. Under the meticulous care of her parents, she gradually grew up. Due to her parents doting on her slightly, Gu Chunfang is not a well-behaved and sensible girl. She did poorly in school and only compared her appearance to others.

Yes, she can only get her hands on appearance. Gu Chunfang has been wearing a beautiful aura since she was a child, especially in middle school, becoming the school flower of the school. However, even if you are beautiful, you have no real talent to learn, and in the end, you can only leave the school in advance and enter the society. Her parents had given her a job as a typist, hoping she would be able to spend her life in an ordinary way. However, how gu Chunfang was willing to sit in the office every day and type boringly, it didn't take long for her to resign voluntarily.

With this look, she worked as a model for people in clothing stores. The flickering of the magnesium lamp can often satisfy the vanity in her heart, and the beauty also plays a role at this time, allowing her to accumulate some achievements and meet many bosses in work contacts. After working in a clothing store for a long time, she was also eager to try to start her own business, so she used her years of savings and the support of friends to open a clothing store.

Female model Gu Chunfang relied on borrowing money to maintain a luxurious life, illegally raised 1.7 billion yuan in 4 years, and became a death row prisoner

After the clothing store opened, although she did not have any business skills, the beautiful people usually did not have too bad luck, and her appearance brought traffic to the store. After accumulating funds to a certain extent, she did not intend to make the clothing business bigger, but instead followed the local fashion trend and opened a very avant-garde nail salon. From here, we can see that Gu Chunfang has the advantages of boldness and courage to take risks, but at the same time she is also more impetuous, and she has ventured into another field without fully understanding the clothing store business. It was her impetuous mentality that laid a serious hidden danger for her future failures and crimes.

After she succeeded in her business, she often learned from the big guys in the industry and asked them to come out to dinner. In fact, this would have been a good thing to help her manage the business, but she was also a person with poor principles, and as long as a friend made a suggestion, she immediately did it. Clothing stores and nail salons were opened, and she learned to open companies. However, it takes a lot of principal to open a company, and the property in her name is not enough to support it, how can this be good? - Borrow money!

In order to start a company, she frequently asked some big bosses out to eat. At the dinner table, her gentle whispers were appreciated by the bosses. Many people believe in her just because of her beauty, and some people think that she has strong assets because of her luxurious life and high-end dress, so they do not have too strong vigilance and lend her money out of trust in her ability.

However, in fact, Gu Chunfang is simply "swollen face and fat", she is not capable of opening a company, nor is she very good at operation and management, and the debt cannot be repaid at all. The company can not make ends meet, the two shops are tepid, but she still maintains a luxurious life, wearing gold and silver all day to attend some high-end clubs, inviting the bosses to eat luxury meals. What underpins her so brazenly is certainly not the company's income, but a lump sum of money.

Female model Gu Chunfang relied on borrowing money to maintain a luxurious life, illegally raised 1.7 billion yuan in 4 years, and became a death row prisoner

Whenever Gu Chunfang needs money, she will use the investment business as an excuse to trick the bosses into investing in her. With the increase in the amount of borrowing, many people have also begun to retreat. Seeing that she could no longer gain the trust of others, she gritted her teeth and began to promise usurious loans, using high interest rates to lure them to continue to lend money to herself. Relying on this means, she even managed to borrow 180 million yuan at one time.

The smoke bombs dropped by Gu Chunfang, in addition to high interest rates, there are all kinds of rhetoric. She has done her homework to understand the current situation of some markets, such as the real estate market, coal mining market, building materials market, etc. The bosses saw that Gu Chunfang was so knowledgeable and profitable, coupled with the gorgeous packaging she gave herself, so they did not doubt the assets in her hands and her ability to operate.

Until 2011, the interest rate of the funds collected by Gu Chunfang had reached 35%. It should be known that at that time, the maximum interest on private lending stipulated by mainland law should not exceed 36%, and Article 26 of the Provisions on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases stipulates that the interest rate agreed upon by the borrower and the lender does not exceed 24% of the annual interest rate, and if the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it. The interest rate agreed upon by the borrower and the lender exceeds 36% per annum, and the interest agreement on the excess part is invalid. Where the borrower requests the lender to return the interest paid in excess of 36% of the annual interest rate, the people's court shall support it. Gu Chunfang had almost rubbed the edge of the law and began to borrow money, which made the creditors uneasy. Is there a serious problem with Gu Chunfang's funds? Otherwise, why would she rather bear such a high interest rate and borrow from outside?

Soon, the question was answered. In 2012, Gu Chunfang suddenly disappeared. The creditors approached her company and found that she had slipped away in a dusty blanket. After multiple creditors called the police, the police quickly arrested Gu Chunfang. According to the facts of the case, she has been suspected of fund-raising fraud.

Female model Gu Chunfang relied on borrowing money to maintain a luxurious life, illegally raised 1.7 billion yuan in 4 years, and became a death row prisoner

The Criminal Law (before the Ninth Amendment) stipulates that: for the purpose of illegal possession, fraudulent methods are used to illegally raise funds... Whoever has a particularly large amount or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscation of property. Whoever commits the crime provided for in Article 192 of this section on the crime of fund-raising fraud, the amount of which is particularly huge and causes particularly heavy losses to the interests of the State and the people, shall be sentenced to life imprisonment or the death penalty and shall also be sentenced to confiscation of property.

From this version of the Criminal Law, we will find that the maximum penalty for fund-raising fraud can be punished by death. This provision was not corrected until the promulgation of the Ninth Amendment to the Penal Code in 2015, from a maximum death sentence to life imprisonment. So what conditions are required for this crime to be sentenced to death in the original law?

In fact, if you commit the crime of fund-raising fraud and be sentenced to death, the conditions required are relatively harsh, and the "special heavy losses to the interests of the state and the people" in the law is a major restriction. Some fund-raising fraud cases involve a wide range of people, which have brought adverse effects to the broad masses of the people and caused social unrest, and criminals may be sentenced to death

Female model Gu Chunfang relied on borrowing money to maintain a luxurious life, illegally raised 1.7 billion yuan in 4 years, and became a death row prisoner

In this case, Gu Chunfang's crime involved an amount of more than 1.7 billion yuan (of which 400 million yuan was not repaid), and more victims were mutilated by her, bringing disaster to many families. However, in view of the fact that she returned most of the stolen money, and that she confessed guiltily, that there was a confession, and that she had a combination of her impact on society, the court finally sentenced her to death with a two-year suspension. In addition, she also committed contract fraud and was punished for several crimes according to law.

In the process of going astray, Gu Chunfang has actually made achievements in her career, which shows that she is not completely brainless. However, it was her attitude of taking advantage of the camp, as well as impetuousness and vanity, that eventually made her degenerate into a criminal, and also caused thousands of families to suffer from family ruin. I hope that she will realize her mistakes and correct her wrong ideas in prison.

(The names of the people in this article are pseudonyms, and some of the pictures are network images; reprinting and plagiarism are prohibited in the article.) )