Paying social security and how much pension to receive after retirement is a concern for everyone. There will be some difference in pension payments in the same city, because social security is calculated according to the contribution base.
If you have been according to the minimum payment base, you can receive more than a thousand yuan after retirement (of course, it also depends on the time of your contribution, if it is more than 15 years, it will be slightly higher), if you follow the high payment base, the pension received after retirement will double.
Here's another trick:
According to the 15-year payment period, the first ten years according to the minimum payment base of 60% of the social security, if you want to receive more pensions in the later stage, you can pay the highest base of 300% in the last five years, so that when you receive pension after retirement, you will comprehensively calculate your payment base, which is much more than the pension received by paying social security premiums according to the minimum base.
The above is said on the basis of the same city, so how do different cities operate? For example, some cities pay 5,000 yuan a year, some cities pay more than 10,000 yuan, what is the difference between the pension in the later period? Local policies and financial capacity, as well as the amount of payment, are closely related to the payment of pensions in the later stage.
Li Li has been working in the field for the past few years and is facing retirement, what should she do to get more pensions? Take a closer look!
Receive benefits at the place of household registration
1. The place where the account is established has accumulated 10 years of payment, and the treatment is handled in the place.
2. What should I do if the accumulated payment of the account is less than 10 years old?
(1) In the inter-provincial mobile employment, if there is a cumulative payment of 10 years in the insured place, the benefits shall be received at the insured place where the previous cumulative payment has been paid for 10 years.
(2) If none of the insured places in the inter-provincial mobile employment have paid contributions for 10 years, it is necessary to apply for treatment at the place of household registration.
Now the point is drawn,
Key issue: Staying in your place of residence and working
The first case: the place of pension is the place of household registration;
After graduating from university, Li Li works in the place of household registration, assuming that she has been paying until the statutory retirement age, then Li Li's pension place is the place of household registration.
The second situation: each city has not stayed enough for 10 years, and the place of pension is the place of household registration;
After graduating from university, Lili first worked in the place of household registration for 5 years, then went to Beijing for 4 years, then went to Shanghai for 4 years, then went to Shenzhen to pay social security for 8 years, and Guangzhou paid for 6 years; which city should Lili go to to receive a pension?
Because Li Li did not pay enough for 10 years in each city, when she reached the statutory retirement age, Li Li could only receive a pension at her household registration.
If the household registration place is not a first-tier city, you have been paying a high pension in the first-tier city during the work process, but you have not paid for 10 years, and finally you have to receive the pension of the household registration place.
Looking at the actual examples, it is easier to understand:
1. If after graduating from Lili University, she pays social security for 5 years in the place of household registration, and then goes to Beijing to work and pay for 10 years, then her pension place is Beijing; if she does not pay for 10 years in Beijing, only pays for 9 years, and then returns to the place of household registration to pay for several years, so that it can only be received in the place of household registration.
2. If after graduating from Lili University, she worked in her household registration for 5 years, paid social security for 5 years, Shenzhen paid for 10 years, Beijing paid for 10 years, Shanghai paid for 7 years, where should Lili go to get it after retirement?
When Li Li reached retirement age, the last city to establish basic pension insurance and pay for 10 years was Beijing, so the place where she received her pension was Beijing.
It is important to note here that if you work in multiple cities, be sure that one of the areas where you have worked has paid for 10 years, and it is best to pay a higher salary!
To pay a fee to the basic pension account
Be sure to remember to pay the fee to the basic pension account, if you pay to the temporary pension account, even if the payment is accumulated for 10 years, it is useless.
Inter-provincial migrant workers who are at least 50 years old for men and 40 years of age for women can only pay contributions to the temporary account.
After reading it, I found that there are still so many precautions for social security, have you learned it? If you find it useful, remember to click Favorites forward!