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In April 2019, the Shanxi boy who worked in Shenzhen for more than two months finally reached the time to pay his salary, but when he went to the bank to get his salary with joy, he found that the balance of his salary card showed 11 digits, and what was even more amazing was that in front of these 11 digits, there was a negative sign "-".
That is to say, this bank card not only disappeared for two months of wages, but even owed 99.9 billion yuan (-99,999,992,253.17), becoming the "first loss" of China's new generation.
So what exactly did this Shanxi guy do? Will it lead to the debt of "99.9 billion"?
This Shanxi guy with a debt of 99.9 billion yuan is called Xiao Yang, and he was originally an ordinary farmer in rural Shanxi. Just after the Spring Festival in February 2019, Xiao Yang wanted to take advantage of the idleness of farmers to make more money in the big city to subsidize his family, so under the advice of a friend, Xiao Yang came to Shenzhen, Guangdong Province, alone to work and make money.
Originally, Xiao Yang's original intention to work in Shenzhen was only to think that the big city had high wages and good treatment, so he would choose to work in Shenzhen, but what he did not expect happened.
After only working in Shenzhen for more than two months, Xiao Yang not only did not make money, but instead went into debt of 99.9 billion yuan, becoming the first loss of the new generation.
Xiao Yang, who first arrived in Shenzhen, according to the introduction of the intermediary, chose an electronics factory to work, although the salary is only more than 7,000 yuan a month, but it is good to eat and live, you can save a lot of money.
In this way, under the leadership of the intermediary, Xiao Yang directly entered the electronics factory after doing the information registration. Although the work of the factory is relatively boring, every day is the factory area, canteen, dormitory three points and one line.
But fortunately, Xiao Yang helped his parents do farm work since he was a child, and he was also practical and diligent, so in the face of boring work, Xiao Yang still insisted.
As the days passed, Xiao Yang finally waited for the time to pay wages after working in the electronics factory for more than a month, but the factory required all employees to apply for a salary card from a local Industrial Bank to pay wages.
Because the old employees in the factory all have the bank's salary card, Xiao Yang did not think much about it, but issued personal identity information to the personnel department, and quickly applied for the salary card of the Industrial Bank.
When the pay card was handed over to Xiao Yang, he immediately couldn't wait to withdraw money at the self-service cash machine. After all, I have been in Shenzhen for more than a month, and I stay in the electronics factory door every day without leaving the second door, and I have long been suffocating Xiao Yang. He thought about taking some money and walking around the city first, and then buying some delicious treats to treat himself.
However, when Xiao Yang withdrew the money, he unexpectedly found that the ATM machine could not withdraw the money at all. At that time, Xiao Yang did not think much, only thought that after applying for a pay card, he needed to activate it to use it, but it was more than 6 p.m. that day, the bank had left work, and there was no way to activate, so Xiao Yang had to return to the electronics factory to continue working.
Just eating a good meal less, and a few pounds of meat, Xiao Yang, who returned to the factory, plunged into the work and completely forgot about not being able to take out the money.
After another month of work, and it was time to pay wages, this time Xiao Yang did not want to delay any longer, he just wanted to quickly take out a part of the money and make some money again, and then give some money to his hometown.
Because the first month's salary was not taken, there were two months' wages in the salary card, but when Xiao Yang came to the self-service CASH machine again to withdraw money, he found that the money in the salary card could not be withdrawn.
Could it be that the clubhouse Xiao Yang was pit by the factory? Give the electronics factory a free two-month job without paying a wage?
With this thought, Xiao Yang panicked and returned to the electronics factory and directly found the person in charge of the electronics factory. Xiao Yang asked the manager of the electronics factory: "I have worked hard for two months, but I have not seen a single point of salary, have you not paid me a salary?" ”
The manager was also shocked by Xiao Yang's words, since the electronics factory was opened, it has never owed a penny to the workers, how did there be an accident here in Xiao Yang?
So the manager went to the finance department to check the remittance records, which clearly showed that Xiao Yang's two months' salary had been paid in full, and as for the reason why he could not withdraw the money, it may be related to the bank.
After understanding the situation, the manager let Xiao Yang download the APP of Industrial Bank to inquire about the specific reasons for not being able to withdraw money. I just didn't expect that this query actually found out a ten-billion-dollar negative.
After downloading the Industrial Bank APP, Xiao Yang entered his personal information to enter the balance page, only to see a large string of numbers: -99,999,992,253.17 yuan.
This string of numbers can scare Xiao Yang intolerable, if only a simple string of numbers is fine, but there is a negative sign in front of these 11 digits, that is to say, instead of having a salary in Xiao Yang's bank card, he owes nine hundred and ninety-nine billion.
This is money that ordinary people can't earn in dozens of lifetimes, even if it is more than enough to buy an electronics factory, but how can Xiao Yang owe such a huge amount of money?
At first, Xiao Yang also thought that there was a problem with the system, so he uninstalled and reinstalled the APP, but after opening it again, the balance displayed on it was still negative 99.9 billion.
Xiao Yang looked at the number displayed on the phone with a shocked face, and then laughed at himself: "I now estimate that it is the same as Ma Yun's bank card balance, but he is positive and I am negative." ”
Of course, self-deprecation cannot change the fact that the debt is 99.9 billion, and if you want to change the identity of the "first loser", you still have to go to the bank to find out.
With the attitude of "asking the guilt of the teacher", Xiao Yang came to the Industrial Bank in a huff, took the number and waited in line to do business. It didn't take long for the bank counter to call Xiao Yang's number, and then he immediately rushed to the counter and asked the staff.
As soon as Xiao Yang opened his mouth, he asked, "The salary card I just made has never been used, but now it shows that the debt is 99.9 billion, you have to give me an explanation." ”
The bank staff did not understand the situation for a while, only to hear the debt of 99.9 billion want to laugh, but after all, people have received professional training, generally will not laugh, unless they can't help it.
Seeing that the bank staff did not respond, Xiao Yang reiterated his encounter again, and took out his mobile phone for the bank staff to check.
At first, the staff also thought that Xiao Yang was joking, when she really saw the number displayed on Xiao Yang's mobile phone, her expression immediately became serious, and after asking Xiao Yang for a bank card, she began to inquire.
This investigation does not matter, but it involves a criminal case.
After the bank staff took out Xiao Yang's bank card and inquired, they found that there were indeed thousands of yuan in wages. The reason why it can't be taken out and shown on the APP is negative 99.9 billion, only because of the problem of mobile phone display, not really 99.9 billion in debt.
If you want to be in debt of 99.9 billion, unless Xiao Yang goes to the bank for a loan and buys several islands to be the owner of the island, how can he be in debt for 99.9 billion?
And the debt of 99.9 billion is also a reason, after the bank's inquiry, it was found that Xiao Yang was related to a telecommunications fraud case, and his credit report has been on the UnionPay blacklist.
But how can the honest little Yang be related to telecommunications fraud? When he was in his hometown in Shanxi, he had always worked honestly and responsibly to earn money and do farm work, and he had never done anything illegal and disciplined.
After coming to Shenzhen, I also worked diligently in the electronics factory to make money, and even usually offered to work overtime, hoping to get more remuneration, and was deeply trusted by the factory leaders.
Just such a person, but involved in telecommunications fraud? The telecommunications fraud spoken by the staff has already made Xiao Yang blindfolded, and he has repeatedly recalled his experience, and has not done anything out of the ordinary. So Xiao Yang quickly asked the bank staff: "I have never done any illegal activities, let alone carried out telecommunications fraud, is the bank mistaken?" ”
The staff also seriously explained to Xiao Yang, saying: "I found that one of the ABC cards under your name was suspected of telecommunications fraud and had been pulled into the blacklist, so it would lead to restrictions on other bank cards." If you can't prove in time that you haven't been involved in telecom fraud, then you will be restricted from taking the high-speed rail plane next. ”
The words of the bank staff made Xiao Yang suddenly wake up, and muttered: "Agricultural Bank card, Agricultural Bank card..." Suddenly, Xiao Yang remembered one thing, before going to Shenzhen, a general friend had asked himself to borrow an agricultural bank card, but there was no money in the card at that time, so Xiao Yang was very relieved to lend the bank card to a friend.
Xiao Yang's friend explained: "My credit report is wrong, I need to use your bank card to deposit my money first, your mobile phone number is not bound to this bank card, all my operation records you can see." ”
Originally, there was no money in the ABC card, so Xiao Yang did not have any doubts and generously lent the ABC card to a friend. For more than two months, the mobile phone did not receive the transfer news of the ABC card, so Xiao Yang also forgot about such a thing.
Unexpectedly, Xiao Yang's friend used his trust to defraud Xiao Yang's agricultural bank card and then carried out telecommunications fraud, and the suspect has not been caught by the police.
Because Xiao Yang, as the owner of the ABC card, even if he is not a suspect in telecommunications fraud, he is already suspected of "helping the letter", that is to say, Xiao Yang lends the bank card to a friend to carry out telecommunications fraud, which is already illegal.
However, Xiao Yang did not profit from telecommunications fraud, so it could not constitute the crime of helping the letter, and only needed Xiao Yang to prove his innocence and innocence at the police station to clear his suspicions and resume normal life.
After Xiao Yang learned of his situation, he immediately rushed to the local police station in Shenzhen to prove that he had not profited from telecommunications fraud, and had to prove that he was involved in telecommunications fraud without knowing it.
The Shenzhen police also sympathize with Xiao Yang's "debt of 99.9 billion", but although Xiao Yang himself has not participated in telecommunications fraud, the police will not believe his one-sided words, and they still need to investigate and collect evidence to query all of Xiao Yang's transaction flow information before they can help him clear his suspicions.
But fortunately, after the news that Xiao Yang became the "new head of China" was spread to the Internet, it also attracted widespread attention, and the efficiency of the police was also very fast, and within a few days, it was determined that Xiao Yang had nothing to do with the telecommunications fraud case, and helped him lift the restrictions on the bank blacklist, and the credit report was restored.
Xiao Yang's "debt of 99.9 billion" has also become a warning, personal idle bank cards are best to go to the bank for cancellation, do not easily lend to others, otherwise the fate of 99.9 billion debts will not only occur in Xiao Yang, but also may occur in anyone.
Suddenly seeing that your bank card is in debt of 99.9 billion, can you still eat and sleep?