Many experts said that the development of online lending can change the current financial environment, but they did not say how to change, and this change did not change to the benefits, but a large number of people's funds have run to the hands of capital, and these funds have allowed them to transfer through various ways.
Before the author met the financial expert Wang Qiang, and Wang Qiang has also expressed personal views on online loans, Wang Qiang has said that now the lenders will not be so simple, because many executives have been transferred with the help of lawyers, we see everywhere is that the credit of various executives has been affected, but have you ever seen the lack of money for online loan executives?
Ordinary people will be very affected by the credit report, but the executives of online loans are different, because they can consume at will, they take the money of lenders and borrowers into the pockets of relatives and friends, and Wang Qiang is frankly admitting that the top management of online loans does not care about restricting high consumption, and it is recommended to sentence to death! I remember that Professor Fudan in Shanghai also thought so at that time, and I don't know what the reason is, the top level suspected of hundreds of billions of assets has not been given the highest criminal punishment until now.
If the maximum criminal penalties for executives are given, who is helpful? Let's take a look!
First, lenders who have not yet landed are helpful, because now lenders are waiting to be paid back, and the current executives are not actively paying back, which shows that they are not afraid of the current criminal penalties, and once the highest criminal penalty is implemented, then the lenders who have not yet cashed out will soon get back the principal, and the number of such lenders ashore will increase a lot.
Second, the borrower also expressed happiness, when the borrower did not repay the loan was harassed by the collection personnel, a variety of forged documents let everyone's psychology be affected, and the online loan executives owed the money to the lender, there was nothing at all, the consumption consumption, the travel and tourism, as if they were not affected, everyone look at Beijing Zhonghongyang Li Shiying, as an old Lai, the family has a house in Beijing, and a car, so check their borrowers can express happiness.
Third, people in the financial industry, many people in the financial industry have been affected because of online loans, everyone is no longer optimistic about finance, many relevant personnel in the financial industry have lost their jobs, from this aspect, it can also be seen that the financial industry in many cities is affected, once the regulatory decision is so, so now the online loan executives have a severe punishment is also better.
Now there are still many platform executives do not cash, and even force the lenders to choose their plans, according to insiders revealed that Beijing Fangshan A rich is like this, they use other harassing personnel to give borrower contact, let the lender choose the way to cash, has reached their purpose, this is not a normal person to do a behavior, do not know why the mainland universities appear such talents, for ordinary people to suck up the reserve?