New Year for the person in charge is actually just a kind of difficulty, most of the relatives and friends also have their own families, although there is no say, but the debt of the people in the inability to repay the debt will only be more painful, in the treatment of material merchants, the end of the year funds have to be reinvested, when you ask for it, and when you can not repay, you will only resent their entrepreneurial impulse and ignorance, when the interest creditor is begging, afraid, frightened of the family's old and young New Year's Day is not comfortable, afraid that the parents and children at home will follow people despised