#Bank credit overtime lending # [Opening year bank credit survey: overtime lending, "basically at eight or nine o'clock in the evening", there are banks in one breath to release the entire stock of housing loans] # Every headline # At the end of last year, the bank's "asset shortage" was still vividly remembered, and the bill discount interest rate once fell to near zero.
But as soon as the New Year is over, the scene is completely different.
"We have all resumed normal lending since January 1st, and last year's stock is now all released." A person from the personal loan department of the Bank of China in Beijing told reporters that at the beginning of the year, the speed of lending accelerated the progress, pure commercial loans, and basically two weeks after the completion of the account can be loaned.
At the same time, although the focus of public lending by banks varies, there are also signs of a strong rebound after the New Year.
"I basically leave work at eight or nine o'clock in the evening." The president of a branch of the Postal Savings Bank hurriedly answered the reporter's phone call over the weekend and continued to work overtime. Behind the acceleration of credit at the beginning of the year, overtime work by bank employees has become the norm.
On the other hand, behind the "opening red", the competition of banks is also becoming fierce. "The things we're doing, like how they're laid out, are things that our peers have always wanted to understand, like fighting a war." The head of a joint-stock bank department admitted to reporters that this belongs to the scope of confidentiality. Details>> the opening year of the bank credit survey: overtime lending, "basically at eight or nine o'clock in the evening", there are banks in one breath to release the entire stock of housing loans | Per Warp (Daily Economic News;Alpha)
