Tomorrow the A-share market will start the holiday, colleagues and friends around me asked me if there are any good movies, I recommended the 2004 release of "Love at Sunset and Dusk". Although more than a decade has passed, the film still occupies a high score on Douban.
In the movie, the male protagonist Jesse and the female protagonist Selena are thrilled after unexpectedly meeting on the train and opening a beautiful love affair. Despite the 9 years of missing out, they lived in different regions, rejoicing and mourning. But the thoughts never forgot, and eventually there was an echo, and the two people who met again were more certain of each other's intentions.
It's like a line in the movie, "When I was young, I always thought I could meet a lot of people." Then you will understand that the so-called chance, in fact, is only a few times. ”
The most beautiful encounter in the world is a long-term reunion, and everyone in this world is lonely in search of a similar soul that has been lost for a long time. The same is true for buying funds, the style of each product is an outpouring of the fund manager's life experience and values; we are not only choosing products, but also looking for a soul that resonates with ourselves.
Today, friends from tiannanhaibei gathered here to discuss investment, which is a kind of fate in itself. Thank you all for your recognition of me! I cherish the little bits and pieces we spent together! Looking forward to the investment road, we can give each other a gentle stream of fine water!
Risk Warning
Investment is risky and investment needs to be cautious. A publicly offered securities investment fund (hereinafter referred to as "fund") is a long-term investment tool whose main function is to diversify investment and reduce the individual risks associated with investing in a single security. Unlike financial instruments such as bank savings that can provide fixed income expectations, when you buy a fund product, you may either share the income generated by the fund investment by holding shares, or you may bear the loss caused by the fund investment.
Before making an investment decision, please carefully read the product legal documents such as the fund contract, the fund prospectus and the fund product information summary and this risk disclosure, fully understand the risk return characteristics and product characteristics of the fund, carefully consider the various risk factors of the fund, and fully consider your own risk tolerance according to your own investment objectives, investment period, investment experience, asset status and other factors, and make rational judgments and prudent investment decisions on the basis of understanding the product situation and sales appropriateness opinions.
Risk disclosure
First, according to the different investment objects, the fund is divided into different types such as stock funds, hybrid funds, bond funds, money market funds, funds in funds, commodity funds, etc. You will obtain different income expectations when you invest in different types of funds, and you will also bear different degrees of risk. In general, the higher the fund's return expectations, the greater the risk you take.
Second, the fund may face various risks in the process of investment operation, including market risks, as well as the fund's own management risks, technical risks and compliance risks. Huge redemption risk is a risk unique to open-end funds, that is, when the net redemption application of a single open-day fund exceeds a certain proportion of the total share of the fund (10% for open-end funds, 20% for regular open funds, and except for special products specified by the CSRC), you may not be able to redeem all the fund shares applied for in a timely manner, or the amount you redeem may be delayed.
3. You should fully understand the difference between the fund's regular fixed investment and zero deposit and withdrawal of savings methods. Regular fixed investment is a simple and easy way to guide investors to make long-term investment and average investment cost, but it does not avoid the risks inherent in fund investment, does not guarantee investors to obtain returns, and is not an equivalent financial management method that replaces savings.
4. The fund manager undertakes to manage and use the assets of the fund in good faith, diligence and responsibility, but does not guarantee the profitability of the fund, nor does it guarantee the minimum return. The Past Performance of the Fund and the level of its net worth are not indicative of its future performance, and the performance of other funds managed by the Fund Manager does not constitute a guarantee of the Performance of the Fund. Chuangjin Hexin Fund Management Co., Ltd. reminds you of the "buyer's own responsibility" principle of fund investment, and after making an investment decision, the investment risks caused by changes in the operating status of the fund and the net value of the fund are borne by you. Fund managers, fund custodians, fund sales agencies and related institutions do not make any commitments or guarantees as to the returns on the investment of the fund.
The registration of the Fund by the CSRC does not indicate that it makes a material judgment or guarantee as to the investment value, market prospects and returns of the Fund, nor does it indicate that there is no risk in investing in the Fund.