If you want to buy a family car as a city transportation, then Nissan Xuanyi must be a model worth considering, with its good user reputation and good comprehensive strength, long-term stable in the forefront of compact car sales. And with the increasing acceptance of new energy vehicles in the market, Xuanyi also provides its pure electric version of the model for consumers to choose, compared to the fuel version, Xuanyi pure electricity can not only save a large amount of fuel expenditure, but also more worry-free and money-saving in maintenance. However, some time ago, after the release of new energy vehicle insurance, many car owners were worried that the insurance cost of Xuanyi Pure Electric would increase in price, losing the advantage of cheap car maintenance. So let's investigate its insurance costs, maintenance costs and electricity costs to see what impact the implementation of captive insurance has on the cost of car maintenance for Xuanyi Pure Electricity?
Insurance costs
We have previously calculated the insurance cost of Nissan Xuanyi Pure Electric, taking the most concerned "2020 Comfort Edition" as an analysis model, and the average annual premium is almost 4700 yuan. However, after the release of the new energy vehicle captive insurance, the insurance cost of Nissan Xuanyi Pure Electric has been affected to a certain extent. According to the information we investigated, after underwriting the three electric warranty, spontaneous combustion and other projects, the most important change in the premium of Xuanyi Pure Electric "2020 Comfort Edition" is in the car damage insurance, and now the price has risen to 3048 yuan, which is nearly 900 yuan more expensive than before, while the remaining parts of the insurance, such as compulsory traffic insurance, 1 million three liabilities and no deductibles, the price has not changed much.
Therefore, according to the quotation after the implementation of new energy captive insurance, after purchasing the main insurance types of compulsory traffic insurance, 1 million three liabilities, car damage insurance and deductibles, the insurance cost required by Xuanyi Pure Electric in the first year is about 6564 yuan. If the subsequent use of the car does not have an accident called insurance, according to the standard premium of the second year 20% off, the third year of the 30% discount to calculate, then the car three years of total premium is about 16410 yuan, the average one year of insurance costs of 5470 yuan, more than the previous 770 yuan.
Maintenance costs
According to the maintenance manual, the first insurance of Nissan Xuanyi Pure Electric is carried out in 1 month after purchasing a car or driving 1,000 kilometers (whichever comes first), and the subsequent regular maintenance interval is every 10,000 kilometers or 6 months, of which the first and second insurance can enjoy free maintenance services. In the specific maintenance items, the first and second guarantees of the charging system, cooling system and car chassis, etc. after the inspection, the follow-up maintenance every 10,000 kilometers also need to be checked, about 184 yuan of working hours; when driving 20,000 kilometers or 60,000 kilometers, on this basis, the replacement of the air conditioning filter core, a total of about 438 yuan; driving to 40,000 kilometers needs to carry out a large maintenance, in addition to a comprehensive inspection of the vehicle, It is also necessary to replace the brake fluid, which costs about 523 yuan in total.
We take the family car three years to drive 60,000 kilometers as a large car cycle, then Xuanyi pure electricity in these three years probably have to carry out at least 7 times of maintenance, of which the price of small maintenance is about 184 yuan, the total maintenance cost is about 1767 yuan, the average annual cost is almost 589 yuan, which is much cheaper than the maintenance cost of the fuel version.
Electricity
Nissan Xuanyi pure electric pure electric mileage can reach 338km, enough to meet the needs of daily commuting, according to our tests and user feedback information, in fact, Xuanyi pure electricity consumption is almost 14.3kWh/100km. Since most car owners have their own charging piles and charge vehicles at home, the current price of household electricity is about 0.56 yuan / kWh, if calculated according to the family car driving 20,000 kilometers a year, then Xuanyi pure electricity annual electricity costs almost 1602 yuan, the average monthly charging only needs to spend 134 yuan, it can be said that it is a very cheap price, even if you go to the outside of the public charging pile charging, I believe it will not be too expensive.
summary
We add up the above costs, the insurance cost is about 5470 yuan, the maintenance cost is about 589 yuan and the electricity cost is about 1602 yuan, and it can be concluded that the annual cost of Nissan Xuanyi Pure Electric is about 7661 yuan, which is about 770 yuan more expensive than before. After the implementation of new energy vehicle insurance, the premium of Xuanyi Pure Electric has increased by nearly 16%, which is a model with more price increases, but in general, the monthly car expenditure of 638 yuan is still very economical.