"As a representative of the financial industry, this year I brought the "Work Suggestions on Accelerating the Promotion of Green Finance to Promote the High-quality Development of the Green Economy", hoping to promote the continuous development and growth of Guizhou's green industry." Wu Ling, deputy to the provincial people's congress and president of the Qingping South Road branch of the Kaili Rural Commercial Bank, told reporters.
"Excellent ecological environment is Guizhou's biggest development advantage and competitive advantage. Adhering to the road of ecological priority and green development is an inevitable requirement for us to base ourselves on the new development stage, implement the new development concept, and build a new development pattern. However, under the dual impact of the epidemic and economic downturn, the development of the green economy of financial services is still facing great difficulties and challenges. Wu Ling gave an example of how the green industry policy guidance has not been made, the green credit policy guarantee has not been established, the green financial service system has not been perfected, and the green finance tax preferential policy has not been perfected.
Wu Ling believes that in view of the current outstanding problems in green finance, the green financial system urgently needs to be jointly promoted and improved by all parties in society. To this end, she suggested that the provincial level should strengthen the publicity and guidance of green policies, improve the green financial service system, and establish a green development guarantee mechanism.
Wu Ling suggested that all levels and departments should increase the publicity of green development policies, build a sustained, efficient, fast and accurate green evaluation system, and gradually incorporate green indicators into the key considerations for the healthy production and development of enterprises and the support of credit policies of financial institutions; at the same time, further improve the green financial service system.
Wu Ling introduced in detail how to improve the green financial service system: that is, the focus of credit funds is inclined to the green industry to ensure that green enterprises can obtain green financial financial support to the greatest extent; the green industry should do a good job in project evaluation and review, open a "green channel" for green industry loan application, and build a "fast review and fast approval" green approval mechanism; smooth settlement channels in payment means, and comprehensively promote financial services for the whole industrial chain of the green industry; innovative guarantee methods on mortgage guarantees, and explore and broaden the mortgage guarantee of green resources. Truly transform resource advantages into development advantages, and transform "green water and green mountains" into "golden mountains and silver mountains".
"Vigorously developing green finance has been the general consensus of all financial institutions in our province, but objectively many green industries have a weak foundation, insufficient development stamina, and lack of effective guarantee mechanisms, which restricts the development of the green economy in our province to a certain extent." In view of this, Wu Ling suggested that the provincial government consider establishing a green development fund pool from the top-level design of the policy to provide guarantees for the financing of green credit, green bonds and other enterprises to help enterprises reduce financing costs; at the same time, it is recommended that the provincial government consider establishing a green credit risk compensation mechanism for financial institutions, and give green financial institutions support and incentives from the risk compensation, the bad tolerance of regulatory policies, the support of the central bank's refinancing policy, and the special green credit tax incentives, and drive through government policies. Further stimulate the confidence and determination of financial institutions in the development of green industries.
Source: Npc Forum Media
Editor: Mao Zhang
Editor: Lü Yue