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【#Wealth Management##Fund Small Science #|.】 What are the risks of QDII funds? (1) Exchange rate risk QDII funds are invested in US dollars, Hong Kong dollars and other currencies, which are paired with people

author:Sun Mingzhan really manages money

【#Wealth Management##Fund Small Science# | What are the risks of QDII funds? 】

(1) Exchange rate risk

QDII funds are invested in US dollars, Hong Kong dollars and other currencies, and changes in the exchange rate of these currencies to the RENMINBI will affect the value of the fund's assets denominated in Renminbi.

This problem can be dialectically viewed, if the renminbi depreciates against the US dollar in the future, then the QDII fund investing in US stocks can obtain exchange rate gains, which is equivalent to hedging the wealth contraction brought about by the depreciation of the renminbi; if the dollar depreciates against the renminbi, there is also a risk of exchange rate loss.

(2) Policy risks

The QDII Fund invests in international markets and is subject to the laws and policies of different countries.

The macroeconomic conditions of the investment market, monetary policy, fiscal policy and other influences will bring some uncertain market risks to QDII funds, and the supervision is also very different from that of domestic funds.

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