Dahe Bao Yu video reporter Li Xin Yang Xiaoyan correspondent Ze Yi Fan Rui
"At the end of the year and the beginning of the year, the prevention and control of the epidemic, and the critical period of 'ten thousand people helping ten thousand enterprises', the county party committee and the county government have always been worried about the difficulties of enterprises and financial departments. The three parties of government, banking and enterprises are 'iron triangle' relations, and at this time, they need to support each other in harmony and overcome difficulties together. A few days ago, Wang Zhixue, secretary of the Gushi County CPC Committee, said at the county's "Ten Thousand People Helping Ten Thousand Enterprises" government-bank-enterprise docking forum.
On the afternoon of January 13, Gushi County's "10,000 people helping 10,000 enterprises" government-bank-enterprise docking forum was held. Wang Zhixue, secretary of the county party committee, Yang Haowei, deputy secretary of the county party committee and acting county governor, Li Xinmin, member of the standing committee of the county party committee and executive deputy county governor, You Anguang, member of the standing committee of the county party committee and director of the county party committee office, and Zhao Kui, deputy county governor, attended the meeting. The county industrial agglomeration area, Shihewan industrial agglomeration area, financial office, development and reform commission, finance bureau and other functional departments, 3 government platform companies, 13 banks and 10 enterprise leaders attended the meeting.
The meeting conducted in-depth discussions on the current situation of the county's deposit-to-loan ratio and the comprehensive strength of local enterprises, and conducted a full discussion on how to seize the opportunity period of the county's economic development window and make every effort to build a regional financial center city.
"Affected by the epidemic control, the company's backlog of goods, slow collection of payment, coupled with insufficient collateral and other conditions, resulting in our company's low bank credit line, greater capital pressure, the need for government financing guarantee institutions to provide loan guarantees." Hu Qicheng, head of Henan Kaicheng Investment Group Co., Ltd., said.
"Due to the long production cycle of agricultural products and the slow output benefits, the pressure on enterprises to repay the principal and interest in the early stage is greater, and financial institutions are required to further reduce the financing interest rate." Henan Xintianyuan Agricultural Development Co., Ltd. Yao Mingduo reflected.
At the meeting, in response to the problems raised by the heads of 10 participating enterprises such as real estate, agricultural breeding and breeding, and commerce and trade, 13 financial institutions had good communication with the participating entrepreneurs, and timely launched new credit products such as government procurement loans, tax credit loans, Henan agricultural fast loans, purchase and construction loans, etc., to help enterprises solve the problems of enterprise financing difficulties and capital turnover difficulties encountered under the epidemic situation, and help enterprises develop with high quality and rapid development.
"In order to implement the spirit of the '10,000 people helping 10,000 enterprises' bank-enterprise docking forum, Zhujiang Village and Township Bank arranged special personnel to dock enterprises and two industrial agglomeration areas, and equipped each township office in the county with full-time credit attendants, making due contributions to improving the household loan ratio and deposit-loan ratio in Gushi County." Hu Qi, president of pearl river bank, left a message in the WeChat work group after that.
According to Ding Wei, deputy director of the Gushi County Financial Office, combined with the "10,000 people helping 10,000 enterprises" activity, Gushi County timely launched the "host bank + financial service staff" system, for 65 key enterprises and 533 "four up" enterprises respectively to identify a host bank and a financial service staff, and required the host bank to hold financial product promotion meetings, earnest talks, and matchmaking meetings, take the initiative to get close to enterprises, tailor-made financial service products for enterprises, and formulate financing plans. So far, 135 financing problems have been gradually solved.
"Obtaining credit is an important part of creating a business environment, and we must jointly grasp it; the connection between supply and demand is an important link in solving the information asymmetry between banks and enterprises, and it is necessary to innovate together; the package of personnel is an important role in enterprise financing, and it is necessary to jointly compact; closed-loop management is an important guarantee for solving problems and should be continuously tracked; financial ecology is an important support for regional development and should be jointly cared for." Yang Haowei, deputy secretary of the county party committee and acting county magistrate, pointed out.
It is understood that as of the end of December 2021, the county has carried out a total of 169 bank-enterprise docking activities "financial supermarket" series of bank-enterprise docking, docking 2590 enterprises, and landing enterprise loans of 2.107 billion yuan. Statistics show that the balance of deposits of financial institutions in Gushi County was 66.585 billion yuan, an increase of 7.743 billion yuan year-on-year; the balance of loans was 26.48 billion yuan, an increase of 2.498 billion yuan year-on-year.