"People like us don't deserve sympathy, we work for three or four years, we earn millions a year, we live in five-star hotels, we always sit in business class, we shouldn't sleep!".
The above passage is from the movie "Intimate Enemy", a description of the financial person, all said that art comes from life and is higher than life, in fact, the real life is far brighter than art.
Recently, a code of conduct for employees of securities companies (trial version) has been widely disseminated on the Internet, which stipulates that employees are not allowed to drive more than 1 million luxury cars, wear more than 150,000 high-end watches, and use more than 50,000 high-end bags and other luxurious customized items during the working period. As well as not communicating in personal social networking and not publishing screenshots or specific amounts such as salary bonuses...
Although the code requires employees not to forward the discussion, the reality is not as good as the boss wishes!
I myself do not know much about the financial circle, and I have not understood the brokerage industry before this, and I have only heard of the high salaries in the financial circle, but I do not know that the high salaries are so high that employees are required to be low-key and low-key.
In fact, it is easy to find the per capita wage of the brokerage industry on the Internet, so why hide it?
Source: Choice in years
The per capita salary of ordinary brokerage employees has reached one million, not to mention the executives, the number of executives in each company is about 10-20, and the total annual salary is nearly 170 million!
I really don't know it, and I'm shocked to see it.
Think of me as a small self-media practitioner, the annual income is not enough to reach the level of 84,000 yuan per capita deposit in Xi'an, and the per capita annual income of this ordinary brokerage practitioner is directly 14.76 times that of Xi'an's per capita deposit!
I'm curious, how do brokers make money?
The main business of securities companies has the following categories:
The first is brokerage business, which is to buy and sell stocks and other securities on behalf of the agent, and collect commissions from investors.
The second is self-operated business, operating its own funds to engage in securities market investment and obtain income.
The third is investment management business, managing customer assets, issuing trust products, and obtaining income.
The fourth is investment banking business, underwriting the issuance and listing business, and earning underwriting fees and other income.
According to a self-operated business practitioner, if the department has 10-20 people, 10% of the assessment indicators, 15% of the excess part is used to issue bonuses, the company gives employees 5 billion to speculate in stocks, because this year's market is good yield of 20%, then how much is the bonus?
50* (20%-10%) * 15% = 75 million! 10-20 people, even if it is divided into several years, it is a terrible number on everyone's head.
Taking the intermediary business of securities company capital two financing (financing + margin) as an example, doing a relatively general scale of securities companies about 10 billion, in addition to financing costs, net income of about 3%, income of three hundred million, the entire department of more than a dozen or twenty people, take one or two million bonuses is also 50-1 million per capita 50-1 million.
From 2009 to 2019, the total assets of the brokerage industry ranged from 1.97 trillion to 7.26 trillion yuan, and the net assets from 0.57 trillion to 2.02 trillion.
Where does the increased money come from?
Financing and bond issuance.
In the past decade, securities companies have often increased issuance of tens or tens of billions of dollars, crazy financing, and bond issuance has not stopped. In ten years, the total assets of the industry have increased by three or four times, and brokers have entered the era of using their own funds to make money lying down.
In fact, the brokerage company's line is to make money, help rich people invest in financial management, financing, earn commissions or management fees, the more money in hand, the more money you earn, of course, the premise is that the investment succeeds rather than fails.
However, the person who can enter the financial circle and have a good time, you say that he does not have a resource background, is it possible?
Like the sales department employees of securities companies, most of the newcomers who have just entered the industry for one or two years, and most of the employees of small and medium-sized securities companies, I am afraid that the salary is far from catching up with those core circle figures, most of the low-level small employees are still hard-pressed workers, and overtime can not get much money, which is what we often call "financial migrant workers".
Of course, it is still undeniable that the overall salary of the brokerage industry is indeed too high, which is very reflected in this prohibition of showing off wealth.
However, if you forbid showing off your wealth, does that mean that "rich" does not exist? Or is it that "poor" can't be seen, then everyone is the same? The gap between rich and poor does not exist?
It's like covering your ears and stealing bells! Fool yourself!
Under the lofty goal of common prosperity, it is recommended that the state strictly investigate the high salary system in the financial circle and resolutely rectify it! Don't let the poor "die" and the rich "die", don't let those who try their best to live chill!
The super high salary of the brokerage should be rectified!