Fosun Mommy Baby, a child who has been on the Internet for a period of time, is now well known in the insurance industry, and it is also on the hot product list of major insurance sales channels, and is deeply loved by the major customers.
So the question is, is this serious childhood illness really as good as everyone says? Is it really worth buying? Don't worry, today's article is to help you solve these questions, let's take a look at it together
To assess whether a major illness insurance is good or not, the protection liability is definitely the first major criterion
The old rule, directly put the map, from the picture we can clearly understand:
Insurance Rules:
Age: 30 days to 17 years old
The coverage period is divided into 20 years, 25 years, 30 years, to 70 years old, 80 years old and lifetime
The payment period can be divided into 5 years, 10 years, 15 years, 20 years, 30 years
Waiting period 180 days
Critical Care Benefit:
108 kinds of serious diseases, not grouped to pay 2 times, with an interval of 365 days, each time paying 100% of the sum insured.
What is not grouping? In human terms: Suppose you buy 500,000 sum insured, the first time you suffer from a serious illness insurance company pays you 500,000, after an interval of 365 days, as long as you do not get the same serious illness as the last time, the insurance company will pay you 500,000 yuan, at which point the contract will be terminated.
I believe that everyone can understand this, so let's go on to say it below
Sychophrenia security:
25 kinds of moderate illness, not grouped to pay 2 times, no interval, each time paying 50% of the sum insured.
There is no uniform regulation in the medium and mild disease industries, which are all stipulated by insurance companies themselves. The above are the 25 types of moderate illness of Mommy Baby, and the high incidence of diseases are included, or very conscientious ~
Minor Illness Benefit:
40 kinds of mild diseases, not grouped to pay 2 times, no interval, each time paying 30% of the sum insured
Also in the 40 kinds of mild diseases, atypical myocardial infarction, mild stroke sequelae, coronary artery intervention (non-open chest) and other high-incidence mild diseases are also included,
18 kinds of special diseases: an additional 100% of the sum insured, which means that the insurance company for special diseases pays 2 times the sum insured, buys 500,000, and pays 1 million.
Every year, among the leukemia patients in the country, up to 50% of the children's patients, children's leukemia has also once become the "first killer of children", most of the parents who buy this mommy baby, look at the 2 times the insurance amount of this children's serious illness protection.
5 rare diseases:
An additional 200% sum insured is payable
Although it is a small probability, it is also the icing on the cake.
I believe that many readers are applauding one after another, and such an excellent guarantee responsibility has indeed not lived up to the public's love.
Someone must be muttering, it must be expensive...
We will demonstrate with a 5-year-old male treasure with a sum insured of 500,000 to see how the premiums of different coverage periods are
If you have bought a child's serious illness, it is estimated that you will be shocked to drop your jaw, the guarantee responsibility is so excellent, and the cost performance can be so high? Am I mistaken?
To be clear, there is absolutely no mistake, it is so cheap! If you buy regular for 30 years, the premium is only 755 a year, and modern people can make the baby have so much protection for 30 years with a meal, there is no more cost-effective, only the most cost-effective
But many people who have not bought insurance do not know what kind of products are cost-effective. It doesn't matter, let's compare the little lucky stars of the Peace Family and you will know
People who do not understand insurance, a look to know mommy baby's protection responsibility does not know how much better, here to declare the small Fuxing life insurance limit and serious illness quota is not both, 500,000 serious illness losses, life insurance limit is only 10,000 amount of insurance.
Look at the premium again, the little fuxing is almost double the mommy baby, okay? Can't help but complain about peace
After reference comparison, the value of this product is not worth buying, I believe that everyone's heart is mirrored~
What kind of company is Fosun United? I haven't heard of it, what if I suddenly run away one day?
Regarding Fosun and this company, the evaluation of their home health life serious illness insurance has been introduced before, and today we will repeat it to let everyone rest assured
Fosun United Health Insurance Co., Ltd. (hereinafter referred to as Fosun United), founded on January 23, 2017, is a young little fresh meat, but don't underestimate young people, maybe people have mines... (The truth is that there are far more than mines, please read on)
This invisible "rich second generation" was born in Guangzhou, Guangdong Province, and the head office address is located in TianheLinhe West Road, just one street away from our office. It is a typical southern beautiful boy with a registered capital of 500 million yuan
Since he is a rich second generation, he must have a super cow father.
Yes, behind it is the famous Fosun Group, Fosun Group was founded in 1992, involved in asset management, insurance, industrial operation, medical, real estate and other fields, there are 21 listed companies, ranked 4th in private capital China, the total amount of capital far more than we are familiar with Wanda, Midea, Baoneng and so on...
Can't help but say: Monkey Sai Lei ~
With such a bullish company background, do you still think people will run away? Put your heart in your stomach
From all aspects of the analysis, Mommy Mommy Baby can be said to be a "fighter" in children's serious illness is definitely worth starting, with a small amount of money, to give the baby sufficient lifelong protection, worth!
Love him, just buy him Mommy Baby!
Which product do you still want to evaluate, remember the background message, see you in the next issue