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Ultra-long-term treasury bonds are coming, is it worth buying?

author:Red kangaroo and beckoning cat
Ultra-long-term treasury bonds are coming, is it worth buying?

In the financial market, treasury bonds are favored as a low-risk investment tool. It can not only provide investors with stable principal and interest income, but also has high liquidity and market recognition. Recently, ultra-long-term special government bonds have also succeeded in attracting everyone's attention. So, are ultra-long-term treasury bonds worth buying?

Treasury bonds are divided into two categories: savings bonds and book-entry bonds. Savings bonds are sold directly to individuals, while book-entry bonds are mainly issued to institutional investors, and individual investors can also purchase them from institutional investors in the secondary market.

The maturity of treasury bonds is divided into three categories: short-term treasury bonds, key maturity treasury bonds, and ultra-long-term treasury bonds. Among them, short-term treasury bonds are issued with a maturity of less than 1 year, key maturity treasury bonds are from 1 to 10 years, and ultra-long-term treasury bonds are issued with a maturity of more than 10 years.

Individual investors can purchase electronic savings bonds through the counters of the members of the savings syndicate underwriting syndicate, online banking or mobile banking. Before purchasing, you need to open a personal treasury bond account and a capital account, and purchase it during the offering period with your valid personal identity document. Interest and principal will be automatically credited to the investor's account on the interest payment date and principal repayment date.

The purchase method of certificate savings bonds is similar to that of electronic ones, and individual investors can purchase them through the counters of the members of the savings bond underwriting syndicate, and they need to subscribe with a valid ID card and hold a paper subscription certificate. When due, the principal and interest will be repaid in a lump sum, and no interest will be charged if the payment is overdue.

Individual investors can purchase book-entry treasury bonds through the national interbank bond market counter business establishment institutions or securities companies that carry out bond brokerage business on the stock exchange. Book-entry treasury bonds pay interest annually or periodically, and are issued with a lump sum repayment or discount at maturity. Investors need to pay attention to the payment method of interest and the early redemption regulations.

The ultra-long-term special treasury bonds issued this year are book-entry treasury bonds, with three maturities of 20-year, 30-year, and 50-year maturity, and the purchase operation is the same as that of book-entry treasury bonds.

From the perspective of interest rates, the interest rate on ultra-long-term government bonds is higher than the interest rate on deposits, but it is still relatively low.

If you want to have an asset that is 100% principal and return guaranteed, treasury bonds are still a very good choice.

But in terms of overall asset planning, it is clear that it is not enough to buy Treasury bonds. Some products with stable returns and high income levels may be part of the allocation that we need to consider.

For example, the 3-month fixed opening hybrid (008856) of Huaxia Antai hedging strategy with positive annual returns in the open period has recently been opened.

Ultra-long-term treasury bonds are coming, is it worth buying?
Ultra-long-term treasury bonds are coming, is it worth buying?
Ultra-long-term treasury bonds are coming, is it worth buying?

Huaxia Antai Hedging Strategy 3-month Fixed Opening Hybrid was established on June 5, 2020. In investing, the fund uses quantitative models to build portfolios, hedges market risks through derivatives, and strives for long-term stable absolute returns.

Since its establishment, Huaxia Antai Hedging Strategy 3-month Fixed Opening Hybrid has demonstrated good investment strength at all stages. According to the latest list of Galaxy Securities, the fund has ranked first in similar products in the past year, two years and three years.

As of March 31, 2024, the fund's first quarterly report shows that the net value growth rate in the past year reached 9.27%, and the performance benchmark for the same period was 3.51%; The net growth rate in the past three years was 18.04%, and the benchmark for the same period was 10.51%; Since its establishment, the cumulative income has reached 23.38%, and the performance benchmark for the same period is 13.38%, creating a 10% excess return for holders.

Compared with the traditional quantitative hedging strategy, the 3-month fixed opening hybrid of Huaxia Antai hedging strategy excavates an investment method with low correlation with traditional investment methods, and uses artificial intelligence to assist investment, striving to eliminate factor crowding and invalidity, and better obtain "certainty" returns.

Specifically, the fund uses artificial intelligence to assist investment, and imports massive data such as historical market trends, industry data, and policy information through data interfaces to assist fund managers in analysis and application, and find more potential investment opportunities. This approach is more efficient than traditional investment opportunity mining.

The excellent performance of Huaxia Antai's hedging strategy in 3 months has also reduced the investment and research strength of the product management team in the field of quantitative investment. Fund manager Sun Meng graduated from the Department of Physics of Peking University and the University of California, Los Angeles (UCLA), focusing on quantitative investment for many years, with rich research experience and investment management experience.

In the current market environment, it is particularly important for investors to manage risks and pursue returns. As a high-profile quantitative hedging product, Huaxia Antai Hedging Strategy 3-month Fixed Opening Hybrid provides us with a very good choice with its stable performance and excellent management team strength.

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