The story of the rich people for generations seems to be the same, and in such a story, the second and third generations of the rich often rely on the efforts of their ancestors to achieve today's wealth freedom. However, the stories of self-made rich people have their own advantages. These creative generations have their own stories of getting rich and starting a business, and it is not too much to write a small book to say.
The Rich Filipino man introduced to you today once couldn't even get out of the venture capital, and repeatedly borrowed money from the bank to eat behind closed doors. After his career was successful, he opened a bank by himself, and now he has earned tens of billions of yuan a year, becoming the richest man in the Philippines, he is the chairman of the Philippine Capital Bank------ Zheng Shaojian.
Legendary Filipino billionaire: Zheng Shaojian
Born in 1933, Zheng Shaojian's ancestral home is Fujian Province, and he has lacked the image of his father since he was a child. At that time, Father Zheng had already traveled to the Philippines and achieved some success in the mall. At the age of eight, Zheng Shaojian defected to his father. But at that time, Zheng's father had already formed another family in the Philippines, and the young Zheng Shaojian was not happy in the Philippines. He tried to return to China to find his mother, but his father refused.
At the age of 18, he began to work as the director of the family business, showing his business talent for the first time. At the age of 20, Zheng Shaojian began to try to start a business. He fell in love with the flour mill business, and when it was close to completion, his father gave him little start-up capital. He tried to borrow money from the bank but repeatedly ran into a wall, and finally borrowed money from a state-owned bank. Although the experience of borrowing money from the bank this time was very unpleasant, it made Zheng Shaojian realize the importance of the bank and start the idea of being a bank.
The young master of the factory turned into a financial giant
Two years later, business at Zheng Shaojian's flour mill was booming. He later surpassed his father's business, accounting for 20 percent of the Philippine flour business. At this time, Zheng Shaojian began to ponder how to start his own banking career. In 1960, Zheng Shaojian relied on the funds he had accumulated and raised, as well as the funds supported by his father, to create the Philippine Capital Bank, when he was only 27 years old. He gave up his flour mill to successfully pass and explored the banking business from scratch.
At that time, the Philippines stipulated that the chairman of the bank could only be a Filipino, and Zheng Shaoqiu could only hang up the position of secretary for himself. But he felt that it didn't matter, the names were all false, he only paid attention to the real things. It is also this real spirit that makes Zheng Shaojian's business every step of the way, the Capital Bank developed rapidly, in the 1980s, the Capital Bank has been from the initial small bank to the philippines' largest financial consortium.
In the 1990s, Zheng Shaojian focused on the domestic market and opened the Capital Bank in Beijing and Shanghai, becoming the first Philippine bank to set up a branch in China, which greatly promoted the financial cooperation between China and the Philippines.
The booming Capital Bank is not limited to the banking business, under the leadership of Zheng Shaojian, it has developed into a large banking group in many fields, including savings banks, investment banks, insurance companies, leasing companies, automobile manufacturing companies, tourism companies and so on. Among them, Toyota Motor (Philippines), a joint venture with Toyota Motor Of Japan, has grown into the largest automobile manufacturing company in the Philippines, occupying 40%-50% of the market in the Philippines, ranking first for 20 consecutive years.
Since his successful entry into the Chinese market, Zheng Shaoqiu has not forgotten to give back to the motherland. Since 1994, the Capital Bank of the Philippines has continuously donated money and materials to schools in poor areas of the country, areas affected by natural disasters, etc., and has also sponsored poor college students to complete their studies for many years. While laying a good reputation for the Capital Bank in China, it has also promoted friendly exchanges between China and the Philippines and deepened the deep friendship between the two countries.
For Zheng Shaojian, he is still relatively happy compared to other Filipino Chinese businessmen. Although he needs to live in a complex family relationship, the good family situation allows him to have a certain amount of start-up capital and does not need to worry so much about money. Of course, the support of his family is only part of the reason for his success, but more on his own efforts and brains. I don't know which Filipino celebrities are still interested in the small partners in front of the screen, you may wish to share it with the editor in the comment area below.
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